Virginia · HMDA 2025
Mortgage lenders in Arlington County, VA
332 lenders reported 5,886 home-loan applications in Arlington County in 2025. 3,201 closed as loans ($4.5B), 540 were denied — a 14.0% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 16% of applications, led by Bank of America, National Association. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,886
- Loans originated
- 3,201
- Purchase / refinance
- 1,915 / 791
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Arlington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of America, National Association 59 out of 100, Moderate | 441 | 7.5% | 44.7% |
| 2 | Truist Bank 63 out of 100, Moderate | 268 | 4.6% | 40.8% |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 250 | 4.2% | 32.9% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 231 | 3.9% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 197 | 3.3% | 14.1% |
| 6 | Rocket Mortgage, LLC | 170 | 2.9% | — |
| 7 | GUARANTEED RATE, INC. | 166 | 2.8% | — |
| 8 | FIRST SAVINGS MORTGAGE CORPORATION | 136 | 2.3% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 135 | 2.3% | — |
| 10 | NEWREZ LLC | 124 | 2.1% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 123 | 2.1% | — |
| 12 | Atlantic Coast Mortgage, LLC | 118 | 2.0% | — |
| 13 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 114 | 1.9% | 45.9% |
| 14 | Citibank, National Association 60 out of 100, Moderate | 106 | 1.8% | 24.0% |
| 15 | FREEDOM MORTGAGE CORPORATION | 94 | 1.6% | — |
| 16 | PNC Bank, National Association 62 out of 100, Moderate | 91 | 1.5% | 33.8% |
| 17 | INTERCOASTAL MORTGAGE, LLC | 87 | 1.5% | — |
| 18 | Fairway Independent Mortgage Corporation | 85 | 1.4% | — |
| 19 | TD Bank, National Association 63 out of 100, Moderate | 81 | 1.4% | 35.3% |
| 20 | CMG MORTGAGE, INC. | 78 | 1.3% | — |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 74 | 1.3% | 32.5% |
| 22 | MOVEMENT MORTGAGE, LLC | 74 | 1.3% | — |
| 23 | Bank-Fund Staff Federal Credit Union 81 out of 100, Strong | 70 | 1.2% | 12.2% |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 68 | 1.2% | 39.5% |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 67 | 1.1% | 22.2% |
| 26 | United Bank 74 out of 100, Strong | 64 | 1.1% | 20.3% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 55 | 0.9% | — |
| 28 | Prosperity Home Mortgage, LLC | 53 | 0.9% | — |
| 29 | FIRST HOME MORTGAGE CORPORATION | 53 | 0.9% | — |
| 30 | PHH Mortgage Corporation | 52 | 0.9% | — |
| 31 | Mortgage Research Center, LLC | 51 | 0.9% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 47 | 0.8% | — |
| 33 | First National Bank of Pennsylvania 64 out of 100, Moderate | 47 | 0.8% | 26.6% |
| 34 | First Heritage Mortgage, LLC | 46 | 0.8% | — |
| 35 | SPRING EQ, LLC | 43 | 0.7% | — |
| 36 | State Department Federal Credit Union 65 out of 100, Moderate | 42 | 0.7% | 33.1% |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 37 | 0.6% | — |
| 38 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 37 | 0.6% | 32.9% |
| 39 | CREDIT UNION MORTGAGE ASSOCIATION, INC. | 36 | 0.6% | — |
| 40 | Atlantic Union Bank 73 out of 100, Strong | 36 | 0.6% | 23.3% |
Top 40 of 332 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps