Virginia · HMDA 2025
Mortgage lenders in Bland County, VA
56 lenders reported 193 home-loan applications in Bland County in 2025. 88 closed as loans ($13.7M), 38 were denied — a 27.9% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 31% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 193
- Loans originated
- 88
- Purchase / refinance
- 46 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 17.1% | — |
| 2 | Truliant Federal Credit Union 67 out of 100, Moderate | 15 | 7.8% | 50.3% |
| 3 | First Sentinel Bank 67 out of 100, Moderate | 12 | 6.2% | 5.7% |
| 4 | 21st Mortgage Corporation | 10 | 5.2% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 3.6% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 6 | 3.1% | 40.8% |
| 7 | Mortgage Research Center, LLC | 6 | 3.1% | — |
| 8 | First Community Bank 75 out of 100, Strong | 6 | 3.1% | 30.8% |
| 9 | Waterstone Mortgage Corporation | 6 | 3.1% | — |
| 10 | SOUTHWEST STAGE FUNDING, LLC | 5 | 2.6% | — |
| 11 | UNION HOME MORTGAGE CORP. | 5 | 2.6% | — |
| 12 | Atlantic Union Bank 73 out of 100, Strong | 5 | 2.6% | 23.3% |
| 13 | AmeriSave Mortgage Corporation | 4 | 2.1% | — |
| 14 | Rocket Mortgage, LLC | 4 | 2.1% | — |
| 15 | Burke & Herbert Bank & Trust Company 65 out of 100, Moderate | 4 | 2.1% | 15.9% |
| 16 | NEW DAY FINANCIAL, LLC | 4 | 2.1% | — |
| 17 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | 2.1% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.6% | 39.5% |
| 19 | Renasant Bank 64 out of 100, Moderate | 3 | 1.6% | 11.6% |
| 20 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 1.6% | — |
| 21 | NATIONAL BANKSHARES, INC. 70 out of 100, Strong | 3 | 1.6% | 3.1% |
| 22 | Loandepot.Com, LLC | 2 | 1.0% | — |
| 23 | Broker Solutions, Inc. | 2 | 1.0% | — |
| 24 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.0% | — |
| 25 | Farm Credit of the Virginias, ACA | 2 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 2 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 2 | 1.0% | — |
| 28 | FREEDOM FIRST Federal Credit Union 64 out of 100, Moderate | 2 | 1.0% | 15.2% |
| 29 | First Reliance Bank | 2 | 1.0% | — |
| 30 | Mid-Continent Funding, Inc. | 2 | 1.0% | — |
| 31 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 1.0% | 74.7% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 35 | SPRING EQ, LLC | 1 | 0.5% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
| 37 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 1 | 0.5% | 5.7% |
| 38 | THE BANK OF MARION 71 out of 100, Strong | 1 | 0.5% | 11.9% |
| 39 | Pinnacle Bank 60 out of 100, Moderate | 1 | 0.5% | 17.5% |
| 40 | AMERICAN FINANCING CORPORATION | 1 | 0.5% | — |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps