Virginia · HMDA 2025
Mortgage lenders in King and Queen County, VA
96 lenders reported 419 home-loan applications in King and Queen County in 2025. 201 closed as loans ($44.7M), 91 were denied — a 30.2% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 17% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 419
- Loans originated
- 201
- Purchase / refinance
- 97 / 61
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in King and Queen County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 30 | 7.2% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 22 | 5.3% | — |
| 3 | United Bank 74 out of 100, Strong | 20 | 4.8% | 20.3% |
| 4 | Rocket Mortgage, LLC | 17 | 4.1% | — |
| 5 | Atlantic Union Bank 73 out of 100, Strong | 14 | 3.3% | 23.3% |
| 6 | MOVEMENT MORTGAGE, LLC | 13 | 3.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 2.9% | — |
| 8 | C & F Mortgage Corporation | 11 | 2.6% | — |
| 9 | TIDEWATER MORTGAGE SERVICES, INC. | 10 | 2.4% | — |
| 10 | Virginia Credit Union, Inc. | 10 | 2.4% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 2.1% | 32.9% |
| 12 | Loandepot.Com, LLC | 9 | 2.1% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 2.1% | — |
| 14 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 9 | 2.1% | — |
| 15 | NEWREZ LLC | 8 | 1.9% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 8 | 1.9% | 40.8% |
| 17 | AmeriSave Mortgage Corporation | 8 | 1.9% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 8 | 1.9% | — |
| 19 | Mortgage Research Center, LLC | 7 | 1.7% | — |
| 20 | Primis Bank | 7 | 1.7% | — |
| 21 | NEW DAY FINANCIAL, LLC | 7 | 1.7% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.4% | — |
| 23 | AMERICAN FINANCIAL RESOURCES, INC. | 6 | 1.4% | — |
| 24 | Towne Bank 74 out of 100, Strong | 6 | 1.4% | 6.6% |
| 25 | Citizens and Farmers Bank 75 out of 100, Strong | 6 | 1.4% | 27.4% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.2% | 14.1% |
| 27 | Discover Bank | 5 | 1.2% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.2% | 44.7% |
| 29 | SPRING EQ, LLC | 5 | 1.2% | — |
| 30 | PLANET HOME LENDING, LLC | 5 | 1.2% | — |
| 31 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 5 | 1.2% | 28.0% |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 1.2% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 1.0% | 22.2% |
| 34 | Broker Solutions, Inc. | 4 | 1.0% | — |
| 35 | FIGURE LENDING LLC | 4 | 1.0% | — |
| 36 | LANGLEY Federal Credit Union 54 out of 100, Below average | 4 | 1.0% | 21.7% |
| 37 | CAPITAL CENTER, L.L.C. | 4 | 1.0% | — |
| 38 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | 0.7% | — |
| 39 | BAYLANDS FAMILY CREDIT UNION 58 out of 100, Moderate | 3 | 0.7% | 3.8% |
| 40 | PLAZA HOME MORTGAGE, INC. | 3 | 0.7% | — |
Top 40 of 96 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps