Virginia · HMDA 2025
Mortgage lenders in King William County, VA
147 lenders reported 1,253 home-loan applications in King William County in 2025. 657 closed as loans ($166.8M), 142 were denied — a 17.3% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,253
- Loans originated
- 657
- Purchase / refinance
- 353 / 173
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in King William County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 97 | 7.7% | — |
| 2 | Rocket Mortgage, LLC | 56 | 4.5% | — |
| 3 | Virginia Credit Union, Inc. | 53 | 4.2% | — |
| 4 | NVR Mortgage Finance, Inc. | 52 | 4.2% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 48 | 3.8% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 44 | 3.5% | — |
| 7 | United Bank 74 out of 100, Strong | 43 | 3.4% | 20.3% |
| 8 | NEWREZ LLC | 36 | 2.9% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 2.7% | — |
| 10 | C & F Mortgage Corporation | 32 | 2.6% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 31 | 2.5% | 32.9% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 29 | 2.3% | 14.1% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 2.2% | — |
| 14 | MOVEMENT MORTGAGE, LLC | 26 | 2.1% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 25 | 2.0% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 23 | 1.8% | 40.8% |
| 17 | DHI MORTGAGE COMPANY, LTD. | 23 | 1.8% | — |
| 18 | Citizens and Farmers Bank 75 out of 100, Strong | 22 | 1.8% | 27.4% |
| 19 | Atlantic Union Bank 73 out of 100, Strong | 20 | 1.6% | 23.3% |
| 20 | SPRING EQ, LLC | 19 | 1.5% | — |
| 21 | PLANET HOME LENDING, LLC | 19 | 1.5% | — |
| 22 | Mortgage Research Center, LLC | 18 | 1.4% | — |
| 23 | LANGLEY Federal Credit Union 54 out of 100, Below average | 17 | 1.4% | 21.7% |
| 24 | Prosperity Home Mortgage, LLC | 17 | 1.4% | — |
| 25 | CAPITAL CENTER, L.L.C. | 17 | 1.4% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 16 | 1.3% | 44.7% |
| 27 | Towne First Mortgage, LLC | 14 | 1.1% | — |
| 28 | Loandepot.Com, LLC | 13 | 1.0% | — |
| 29 | Towne Bank 74 out of 100, Strong | 13 | 1.0% | 6.6% |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 1.0% | — |
| 31 | Broker Solutions, Inc. | 12 | 1.0% | — |
| 32 | FIGURE LENDING LLC | 11 | 0.9% | — |
| 33 | BAYLANDS FAMILY CREDIT UNION 58 out of 100, Moderate | 11 | 0.9% | 3.8% |
| 34 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 11 | 0.9% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 0.8% | 32.5% |
| 36 | SOUTHERN TRUST MORTGAGE, LLC | 10 | 0.8% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.8% | — |
| 38 | First Heritage Mortgage, LLC | 9 | 0.7% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.6% | — |
| 40 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 8 | 0.6% | 28.0% |
Top 40 of 147 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps