Virginia · HMDA 2025
Mortgage lenders in Pulaski County, VA
134 lenders reported 1,500 home-loan applications in Pulaski County in 2025. 776 closed as loans ($141.2M), 233 were denied — a 22.0% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 20% of applications, led by Truliant Federal Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,500
- Loans originated
- 776
- Purchase / refinance
- 404 / 220
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pulaski County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Truliant Federal Credit Union 67 out of 100, Moderate | 125 | 8.3% | 50.3% |
| 2 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 99 | 6.6% | — |
| 3 | Rocket Mortgage, LLC | 78 | 5.2% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 70 | 4.7% | — |
| 5 | Atlantic Union Bank 73 out of 100, Strong | 69 | 4.6% | 23.3% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 63 | 4.2% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 54 | 3.6% | 40.8% |
| 8 | Alcova Mortgage LLC | 52 | 3.5% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 3.2% | — |
| 10 | NEWREZ LLC | 35 | 2.3% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 35 | 2.3% | — |
| 12 | First Heritage Mortgage, LLC | 33 | 2.2% | — |
| 13 | Mortgage Research Center, LLC | 32 | 2.1% | — |
| 14 | Waterstone Mortgage Corporation | 32 | 2.1% | — |
| 15 | NATIONAL BANKSHARES, INC. 70 out of 100, Strong | 30 | 2.0% | 3.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 1.8% | — |
| 17 | Virginia Credit Union, Inc. | 27 | 1.8% | — |
| 18 | First Community Bank 75 out of 100, Strong | 24 | 1.6% | 30.8% |
| 19 | FREEDOM MORTGAGE CORPORATION | 24 | 1.6% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 23 | 1.5% | — |
| 21 | FIRST BANCORP, INC. | 22 | 1.5% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 1.4% | 32.9% |
| 23 | PLANET HOME LENDING, LLC | 21 | 1.4% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.3% | 14.1% |
| 25 | AmeriSave Mortgage Corporation | 18 | 1.2% | — |
| 26 | FIGURE LENDING LLC | 18 | 1.2% | — |
| 27 | Broker Solutions, Inc. | 16 | 1.1% | — |
| 28 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 15 | 1.0% | 5.7% |
| 29 | The Federal Savings Bank 51 out of 100, Below average | 15 | 1.0% | 19.1% |
| 30 | Loandepot.Com, LLC | 14 | 0.9% | — |
| 31 | THE BANK OF MARION 71 out of 100, Strong | 13 | 0.9% | 11.9% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 0.8% | 22.2% |
| 33 | Prosperity Home Mortgage, LLC | 12 | 0.8% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.8% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 11 | 0.7% | 44.7% |
| 36 | Renasant Bank 64 out of 100, Moderate | 11 | 0.7% | 11.6% |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.7% | — |
| 38 | NEW DAY FINANCIAL, LLC | 10 | 0.7% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 10 | 0.7% | 3.0% |
| 40 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 0.6% | 39.5% |
Top 40 of 134 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps