Virginia · HMDA 2025
Mortgage lenders in Washington County, VA
171 lenders reported 2,008 home-loan applications in Washington County in 2025. 1,070 closed as loans ($230.6M), 363 were denied — a 24.2% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 33% of applications, led by EASTMAN CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,008
- Loans originated
- 1,070
- Purchase / refinance
- 539 / 305
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 308 | 15.3% | 26.9% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 203 | 10.1% | — |
| 3 | FIRST BANCORP, INC. | 152 | 7.6% | — |
| 4 | Rocket Mortgage, LLC | 138 | 6.9% | — |
| 5 | THE BANK OF MARION 71 out of 100, Strong | 104 | 5.2% | 11.9% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 77 | 3.8% | — |
| 7 | MOVEMENT MORTGAGE, LLC | 59 | 2.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 52 | 2.6% | — |
| 9 | Mortgage Research Center, LLC | 43 | 2.1% | — |
| 10 | 21st Mortgage Corporation | 42 | 2.1% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 36 | 1.8% | 40.8% |
| 12 | FREEDOM MORTGAGE CORPORATION | 32 | 1.6% | — |
| 13 | AmeriSave Mortgage Corporation | 27 | 1.3% | — |
| 14 | NEWREZ LLC | 26 | 1.3% | — |
| 15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 24 | 1.2% | — |
| 16 | New Peoples Bank, Inc. 76 out of 100, Strong | 23 | 1.1% | 5.9% |
| 17 | GVC MORTGAGE, INC. | 22 | 1.1% | — |
| 18 | First Community Bank 75 out of 100, Strong | 22 | 1.1% | 30.8% |
| 19 | FIGURE LENDING LLC | 21 | 1.0% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.0% | 14.1% |
| 21 | Farm Credit of the Virginias, ACA | 20 | 1.0% | — |
| 22 | Broker Solutions, Inc. | 17 | 0.8% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 0.8% | — |
| 24 | PLANET HOME LENDING, LLC | 17 | 0.8% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.8% | 32.9% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 0.8% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 0.7% | 22.2% |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 14 | 0.7% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 13 | 0.6% | — |
| 30 | MORTGAGE INVESTORS GROUP, INC. | 13 | 0.6% | — |
| 31 | Loandepot.Com, LLC | 12 | 0.6% | — |
| 32 | SPRING EQ, LLC | 12 | 0.6% | — |
| 33 | NATIONAL BANKSHARES, INC. 70 out of 100, Strong | 12 | 0.6% | 3.1% |
| 34 | STATE EMPLOYEES' | 11 | 0.5% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.5% | — |
| 36 | Discover Bank | 10 | 0.5% | — |
| 37 | NEW DAY FINANCIAL, LLC | 10 | 0.5% | — |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 0.5% | 74.7% |
| 39 | GUARANTEED RATE, INC. | 9 | 0.4% | — |
| 40 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 9 | 0.4% | 5.7% |
Top 40 of 171 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps