Virginia · HMDA 2025
Mortgage lenders in York County, VA
231 lenders reported 3,360 home-loan applications in York County in 2025. 1,850 closed as loans ($639.8M), 365 were denied — a 15.9% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 20% of applications, led by LANGLEY Federal Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,360
- Loans originated
- 1,850
- Purchase / refinance
- 879 / 514
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in York County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LANGLEY Federal Credit Union 54 out of 100, Below average | 279 | 8.3% | 21.7% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 221 | 6.6% | — |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 170 | 5.1% | 32.9% |
| 4 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 145 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 131 | 3.9% | — |
| 6 | Mortgage Research Center, LLC | 129 | 3.8% | — |
| 7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 129 | 3.8% | — |
| 8 | NEWREZ LLC | 128 | 3.8% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 117 | 3.5% | — |
| 10 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 115 | 3.4% | 28.0% |
| 11 | FREEDOM MORTGAGE CORPORATION | 95 | 2.8% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 90 | 2.7% | 40.8% |
| 13 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 78 | 2.3% | — |
| 14 | NVR Mortgage Finance, Inc. | 76 | 2.3% | — |
| 15 | Towne Bank 74 out of 100, Strong | 63 | 1.9% | 6.6% |
| 16 | MOVEMENT MORTGAGE, LLC | 59 | 1.8% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 59 | 1.8% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 49 | 1.5% | 44.7% |
| 19 | PLANET HOME LENDING, LLC | 49 | 1.5% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 49 | 1.5% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 47 | 1.4% | 14.1% |
| 22 | VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 1.3% | — |
| 23 | Prosperity Home Mortgage, LLC | 41 | 1.2% | — |
| 24 | Ameris Bank 67 out of 100, Moderate | 31 | 0.9% | 10.5% |
| 25 | CALCON MUTUAL MORTGAGE LLC | 29 | 0.9% | — |
| 26 | PHH Mortgage Corporation | 29 | 0.9% | — |
| 27 | SPRING EQ, LLC | 25 | 0.7% | — |
| 28 | USAA Federal Savings Bank 64 out of 100, Moderate | 24 | 0.7% | 37.2% |
| 29 | AmeriSave Mortgage Corporation | 23 | 0.7% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 23 | 0.7% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 0.7% | — |
| 32 | FIGURE LENDING LLC | 21 | 0.6% | — |
| 33 | CMG MORTGAGE, INC. | 20 | 0.6% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 19 | 0.6% | 22.2% |
| 35 | Broker Solutions, Inc. | 19 | 0.6% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 0.6% | — |
| 37 | GUILD MORTGAGE COMPANY | 18 | 0.5% | — |
| 38 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 17 | 0.5% | 45.9% |
| 39 | NEW DAY FINANCIAL, LLC | 15 | 0.4% | — |
| 40 | Atlantic Union Bank 73 out of 100, Strong | 15 | 0.4% | 23.3% |
Top 40 of 231 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps