Washington · HMDA 2025
Mortgage lenders in Okanogan County, WA
172 lenders reported 1,258 home-loan applications in Okanogan County in 2025. 657 closed as loans ($171.2M), 221 were denied — a 24.3% denial rate on decided applications, above the Washington rate of 19.5%. The three most active lenders handled 20% of applications, led by EVERGREEN MONEYSOURCE MORTGAGE COMPANY. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,258
- Loans originated
- 657
- Purchase / refinance
- 311 / 204
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Okanogan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 112 | 8.9% | — |
| 2 | Rocket Mortgage, LLC | 68 | 5.4% | — |
| 3 | SPOKANE TEACHERS | 68 | 5.4% | — |
| 4 | Umpqua Bank 64 out of 100, Moderate | 49 | 3.9% | 28.5% |
| 5 | GUILD MORTGAGE COMPANY | 48 | 3.8% | — |
| 6 | Boeing Employees Credit Union 75 out of 100, Strong | 44 | 3.5% | 26.5% |
| 7 | Glacier Bank 68 out of 100, Moderate | 43 | 3.4% | 20.0% |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 41 | 3.3% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.1% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 34 | 2.7% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 2.6% | — |
| 12 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 31 | 2.5% | 13.4% |
| 13 | Mortgage Research Center, LLC | 29 | 2.3% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 28 | 2.2% | 39.5% |
| 15 | FIGURE LENDING LLC | 25 | 2.0% | — |
| 16 | NEWREZ LLC | 21 | 1.7% | — |
| 17 | MOVEMENT MORTGAGE, LLC | 21 | 1.7% | — |
| 18 | Peoples Bank 78 out of 100, Strong | 19 | 1.5% | 26.8% |
| 19 | Broker Solutions, Inc. | 18 | 1.4% | — |
| 20 | AmeriSave Mortgage Corporation | 18 | 1.4% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.2% | 14.1% |
| 22 | Banner Bank 72 out of 100, Strong | 15 | 1.2% | 35.6% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 14 | 1.1% | 22.2% |
| 24 | Loandepot.Com, LLC | 13 | 1.0% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 13 | 1.0% | 44.7% |
| 26 | NATIONSTAR MORTGAGE LLC | 13 | 1.0% | — |
| 27 | NUMERICA CREDIT UNION 74 out of 100, Strong | 13 | 1.0% | 39.5% |
| 28 | Cornerstone First Mortgage, Inc | 11 | 0.9% | — |
| 29 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 11 | 0.9% | 46.1% |
| 30 | CMG MORTGAGE, INC. | 10 | 0.8% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.8% | — |
| 32 | GESA | 9 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 9 | 0.7% | 3.0% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.6% | 32.9% |
| 35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | 0.6% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.6% | — |
| 37 | SPRING EQ, LLC | 7 | 0.6% | — |
| 38 | 1st Security Bank of Washington 67 out of 100, Moderate | 7 | 0.6% | 8.1% |
| 39 | PHH Mortgage Corporation | 7 | 0.6% | — |
| 40 | Synergy One Lending, Inc. | 6 | 0.5% | — |
Top 40 of 172 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps