Wisconsin · HMDA 2025
Mortgage lenders in Calumet County, WI
192 lenders reported 2,252 home-loan applications in Calumet County in 2025. 1,556 closed as loans ($359.2M), 181 were denied — a 10.0% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 24% of applications, led by Community First. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,252
- Loans originated
- 1,556
- Purchase / refinance
- 707 / 495
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Calumet County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community First | 314 | 13.9% | — |
| 2 | FOX COMMUNITIES Credit Union 73 out of 100, Strong | 126 | 5.6% | 4.0% |
| 3 | CAPITAL Credit Union | 109 | 4.8% | — |
| 4 | Associated Bank, National Association | 76 | 3.4% | — |
| 5 | Rocket Mortgage, LLC | 63 | 2.8% | — |
| 6 | VERVE, A CREDIT UNION 65 out of 100, Moderate | 58 | 2.6% | 10.2% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 57 | 2.5% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 51 | 2.3% | 14.1% |
| 9 | BMO Bank National Association 83 out of 100, Strong | 45 | 2.0% | 40.5% |
| 10 | PREMIER FINANCIAL CREDIT UNION 78 out of 100, Strong | 44 | 2.0% | 4.8% |
| 11 | Bank First, N.A. 68 out of 100, Moderate | 43 | 1.9% | 9.2% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 39 | 1.7% | — |
| 13 | Nicolet National Bank 64 out of 100, Moderate | 38 | 1.7% | 4.5% |
| 14 | East Wisconsin Savings Bank 53 out of 100, Below average | 37 | 1.6% | 6.4% |
| 15 | ENVOY MORTGAGE, LTD | 37 | 1.6% | — |
| 16 | National Exchange Bank and Trust 88 out of 100, Very strong | 34 | 1.5% | 11.7% |
| 17 | State Bank of Chilton 80 out of 100, Strong | 34 | 1.5% | 2.9% |
| 18 | Johnson Financial Group 73 out of 100, Strong | 33 | 1.5% | 7.8% |
| 19 | Mortgage Research Center, LLC | 32 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 30 | 1.3% | — |
| 21 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 29 | 1.3% | 10.2% |
| 22 | 21st Mortgage Corporation | 28 | 1.2% | — |
| 23 | Waterstone Mortgage Corporation | 26 | 1.2% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 25 | 1.1% | 22.2% |
| 25 | Fairway Independent Mortgage Corporation | 25 | 1.1% | — |
| 26 | MARINE CREDIT UNION 53 out of 100, Below average | 25 | 1.1% | 44.9% |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 24 | 1.1% | 39.5% |
| 28 | Zippy Loans, LLC | 23 | 1.0% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 22 | 1.0% | — |
| 30 | GUILD MORTGAGE COMPANY | 21 | 0.9% | — |
| 31 | Home State Bank, National Association 82 out of 100, Strong | 21 | 0.9% | 5.2% |
| 32 | Nations Lending Corporation | 18 | 0.8% | — |
| 33 | Summit Credit Union | 17 | 0.8% | — |
| 34 | COMPEER FINANCIAL, FLCA | 17 | 0.8% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.7% | 32.9% |
| 36 | NEWREZ LLC | 16 | 0.7% | — |
| 37 | University of Wisconsin Credit Union 68 out of 100, Moderate | 15 | 0.7% | 15.4% |
| 38 | PROSPERA Credit Union 61 out of 100, Moderate | 15 | 0.7% | 2.0% |
| 39 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 15 | 0.7% | — |
| 40 | Collins State Bank 62 out of 100, Moderate | 14 | 0.6% | 4.2% |
Top 40 of 192 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps