Wisconsin · HMDA 2025
Mortgage lenders in Lincoln County, WI
155 lenders reported 1,130 home-loan applications in Lincoln County in 2025. 712 closed as loans ($133.1M), 167 were denied — a 18.2% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 30% of applications, led by COVANTAGE CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,130
- Loans originated
- 712
- Purchase / refinance
- 329 / 253
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 222 | 19.6% | 10.2% |
| 2 | Rocket Mortgage, LLC | 65 | 5.8% | — |
| 3 | BMO Bank National Association 83 out of 100, Strong | 57 | 5.0% | 40.5% |
| 4 | Nicolet National Bank 64 out of 100, Moderate | 51 | 4.5% | 4.5% |
| 5 | IncredibleBank 57 out of 100, Moderate | 46 | 4.1% | 11.9% |
| 6 | GUILD MORTGAGE COMPANY | 44 | 3.9% | — |
| 7 | Associated Bank, National Association | 43 | 3.8% | — |
| 8 | Summit Credit Union | 30 | 2.7% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 27 | 2.4% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.2% | — |
| 11 | Peoples State Bank 56 out of 100, Moderate | 21 | 1.9% | 11.4% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 1.4% | 39.5% |
| 13 | NEWREZ LLC | 15 | 1.3% | — |
| 14 | Coastal Community Bank 35 out of 100, Low | 15 | 1.3% | 3.0% |
| 15 | Loandepot.Com, LLC | 14 | 1.2% | — |
| 16 | Mortgage Research Center, LLC | 13 | 1.2% | — |
| 17 | Broker Solutions, Inc. | 12 | 1.1% | — |
| 18 | Connexus Credit Union 37 out of 100, Low | 11 | 1.0% | 60.0% |
| 19 | Cloverbelt Credit Union 76 out of 100, Strong | 11 | 1.0% | 3.3% |
| 20 | FIGURE LENDING LLC | 11 | 1.0% | — |
| 21 | Ixonia Bank 67 out of 100, Moderate | 11 | 1.0% | 4.7% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 0.9% | 14.1% |
| 23 | AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 0.9% | — |
| 24 | AmeriSave Mortgage Corporation | 9 | 0.8% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 9 | 0.8% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 9 | 0.8% | — |
| 27 | University of Wisconsin Credit Union 68 out of 100, Moderate | 8 | 0.7% | 15.4% |
| 28 | Intercity State Bank | 8 | 0.7% | — |
| 29 | Zippy Loans, LLC | 8 | 0.7% | — |
| 30 | MARINE CREDIT UNION 53 out of 100, Below average | 8 | 0.7% | 44.9% |
| 31 | SPRING EQ, LLC | 7 | 0.6% | — |
| 32 | Prevail Bank 74 out of 100, Strong | 7 | 0.6% | 14.5% |
| 33 | Paramount Residential Mortgage Group, Inc. | 7 | 0.6% | — |
| 34 | One Community Bank 74 out of 100, Strong | 7 | 0.6% | 7.1% |
| 35 | AbbyBank 56 out of 100, Moderate | 7 | 0.6% | 10.4% |
| 36 | Fairway Independent Mortgage Corporation | 6 | 0.5% | — |
| 37 | Landmark Credit Union | 6 | 0.5% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 0.5% | — |
| 39 | NEW DAY FINANCIAL, LLC | 6 | 0.5% | — |
| 40 | UNION HOME MORTGAGE CORP. | 6 | 0.5% | — |
Top 40 of 155 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps