Wisconsin · HMDA 2025
Mortgage lenders in Waupaca County, WI
187 lenders reported 2,298 home-loan applications in Waupaca County in 2025. 1,460 closed as loans ($263.1M), 300 were denied — a 16.1% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 30% of applications, led by Community First. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,298
- Loans originated
- 1,460
- Purchase / refinance
- 609 / 463
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Waupaca County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community First | 349 | 15.2% | — |
| 2 | FOX COMMUNITIES Credit Union 73 out of 100, Strong | 222 | 9.7% | 4.0% |
| 3 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 128 | 5.6% | 10.2% |
| 4 | Bank First, N.A. 68 out of 100, Moderate | 94 | 4.1% | 9.2% |
| 5 | Rocket Mortgage, LLC | 91 | 4.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 64 | 2.8% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 57 | 2.5% | — |
| 8 | Wolf River Community Bank 81 out of 100, Strong | 50 | 2.2% | 0.5% |
| 9 | Associated Bank, National Association | 49 | 2.1% | — |
| 10 | Mortgage Research Center, LLC | 45 | 2.0% | — |
| 11 | Premier Community Bank 57 out of 100, Moderate | 44 | 1.9% | 4.3% |
| 12 | CAPITAL Credit Union | 40 | 1.7% | — |
| 13 | Zippy Loans, LLC | 38 | 1.7% | — |
| 14 | GUILD MORTGAGE COMPANY | 35 | 1.5% | — |
| 15 | Ixonia Bank 67 out of 100, Moderate | 34 | 1.5% | 4.7% |
| 16 | 21st Mortgage Corporation | 32 | 1.4% | — |
| 17 | NEWREZ LLC | 29 | 1.3% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 29 | 1.3% | — |
| 19 | Nicolet National Bank 64 out of 100, Moderate | 26 | 1.1% | 4.5% |
| 20 | BMO Bank National Association 83 out of 100, Strong | 25 | 1.1% | 40.5% |
| 21 | Waterstone Mortgage Corporation | 25 | 1.1% | — |
| 22 | Fairway Independent Mortgage Corporation | 24 | 1.0% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.0% | 14.1% |
| 24 | Broker Solutions, Inc. | 22 | 1.0% | — |
| 25 | University of Wisconsin Credit Union 68 out of 100, Moderate | 22 | 1.0% | 15.4% |
| 26 | NATIONSTAR MORTGAGE LLC | 20 | 0.9% | — |
| 27 | MARINE CREDIT UNION 53 out of 100, Below average | 19 | 0.8% | 44.9% |
| 28 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 19 | 0.8% | 9.1% |
| 29 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 0.8% | 39.5% |
| 30 | SIMPLICITY | 17 | 0.7% | — |
| 31 | East Wisconsin Savings Bank 53 out of 100, Below average | 16 | 0.7% | 6.4% |
| 32 | Summit Credit Union | 16 | 0.7% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 0.7% | 32.9% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 15 | 0.7% | — |
| 35 | FIGURE LENDING LLC | 15 | 0.7% | — |
| 36 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 15 | 0.7% | — |
| 37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 0.7% | — |
| 38 | Loandepot.Com, LLC | 14 | 0.6% | — |
| 39 | Johnson Financial Group 73 out of 100, Strong | 14 | 0.6% | 7.8% |
| 40 | Home State Bank, National Association 82 out of 100, Strong | 13 | 0.6% | 5.2% |
Top 40 of 187 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps