Alabama · HMDA 2025
Mortgage lenders in Bullock County, AL
41 lenders reported 221 home-loan applications in Bullock County in 2025. 58 closed as loans ($10.0M), 88 were denied — a 58.3% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 54% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 221
- Loans originated
- 58
- Purchase / refinance
- 34 / 18
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bullock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 67 | 30.3% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 41 | 18.6% | — |
| 3 | GUILD MORTGAGE COMPANY | 12 | 5.4% | — |
| 4 | Rocket Mortgage, LLC | 10 | 4.5% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 8 | 3.6% | 43.1% |
| 6 | AmeriSave Mortgage Corporation | 8 | 3.6% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.7% | — |
| 8 | NEWREZ LLC | 5 | 2.3% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.3% | — |
| 10 | Mortgage Research Center, LLC | 5 | 2.3% | — |
| 11 | FirstBank 59 out of 100, Moderate | 5 | 2.3% | 42.8% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.8% | 14.1% |
| 13 | MAX Credit Union 89 out of 100, Very strong | 4 | 1.8% | 27.0% |
| 14 | Guardian Credit Union | 4 | 1.8% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.4% | — |
| 16 | AmeriFirst Bank 69 out of 100, Moderate | 3 | 1.4% | 6.3% |
| 17 | NEW DAY FINANCIAL, LLC | 3 | 1.4% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.9% | 32.9% |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 2 | 0.9% | — |
| 20 | EMM LOANS LLC | 2 | 0.9% | — |
| 21 | Five Star Credit Union 72 out of 100, Strong | 2 | 0.9% | 27.7% |
| 22 | Fairway Independent Mortgage Corporation | 1 | 0.5% | — |
| 23 | Broker Solutions, Inc. | 1 | 0.5% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.5% | 33.8% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
| 27 | MidFirst Bank 34 out of 100, Low | 1 | 0.5% | 16.3% |
| 28 | Sierra Pacific Mortgage Company, Inc. | 1 | 0.5% | — |
| 29 | FIRST CAHAWBA BANK 74 out of 100, Strong | 1 | 0.5% | 21.4% |
| 30 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.5% | — |
| 31 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 32 | River Bank & Trust | 1 | 0.5% | — |
| 33 | TOWER Federal Credit Union 83 out of 100, Strong | 1 | 0.5% | 30.4% |
| 34 | NATIONSTAR MORTGAGE LLC | 1 | 0.5% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 1 | 0.5% | — |
| 36 | Troy Bank and Trust Company | 1 | 0.5% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 1 | 0.5% | — |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 1 | 0.5% | 74.7% |
| 39 | First Citizens Bank 87 out of 100, Very strong | 1 | 0.5% | 1.0% |
| 40 | Coastal Community Bank 35 out of 100, Low | 1 | 0.5% | 3.0% |
Top 40 of 41 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps