Alabama · HMDA 2025
Mortgage lenders in Chilton County, AL
178 lenders reported 2,214 home-loan applications in Chilton County in 2025. 1,011 closed as loans ($176.6M), 441 were denied — a 28.4% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 22% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,214
- Loans originated
- 1,011
- Purchase / refinance
- 558 / 289
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chilton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 201 | 9.1% | — |
| 2 | 21st Mortgage Corporation | 155 | 7.0% | — |
| 3 | Hamilton Mortgage Corporation | 142 | 6.4% | — |
| 4 | NEWREZ LLC | 109 | 4.9% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 106 | 4.8% | 43.1% |
| 6 | River Bank & Trust | 100 | 4.5% | — |
| 7 | FirstBank 59 out of 100, Moderate | 97 | 4.4% | 42.8% |
| 8 | Rocket Mortgage, LLC | 69 | 3.1% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 62 | 2.8% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 56 | 2.5% | — |
| 11 | GUILD MORTGAGE COMPANY | 56 | 2.5% | — |
| 12 | APCO EMPLOYEES | 48 | 2.2% | — |
| 13 | Guardian Credit Union | 46 | 2.1% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 41 | 1.9% | — |
| 15 | Mortgage Research Center, LLC | 36 | 1.6% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 36 | 1.6% | — |
| 17 | PLANET HOME LENDING, LLC | 31 | 1.4% | — |
| 18 | Truist Bank 63 out of 100, Moderate | 30 | 1.4% | 40.8% |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 25 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 24 | 1.1% | — |
| 21 | Broker Solutions, Inc. | 22 | 1.0% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 0.9% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 21 | 0.9% | — |
| 24 | PHH Mortgage Corporation | 21 | 0.9% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 0.9% | 14.1% |
| 26 | Emporium TPO LLC | 20 | 0.9% | — |
| 27 | Central State Bank | 20 | 0.9% | — |
| 28 | Prosperity Home Mortgage, LLC | 19 | 0.9% | — |
| 29 | HOMEXPRESS MORTGAGE CORP. | 19 | 0.9% | — |
| 30 | Kiavi Funding, Inc. | 18 | 0.8% | — |
| 31 | AMERICA'S FIRST | 18 | 0.8% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.8% | — |
| 33 | Marion Bank & Trust Company | 17 | 0.8% | — |
| 34 | Renasant Bank 64 out of 100, Moderate | 16 | 0.7% | 11.6% |
| 35 | Mutual Savings Credit Union 65 out of 100, Moderate | 15 | 0.7% | 47.7% |
| 36 | FIGURE LENDING LLC | 14 | 0.6% | — |
| 37 | Loandepot.Com, LLC | 13 | 0.6% | — |
| 38 | STOCKTON MORTGAGE CORPORATION | 13 | 0.6% | — |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.5% | 32.9% |
| 40 | MOVEMENT MORTGAGE, LLC | 12 | 0.5% | — |
Top 40 of 178 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps