Alabama · HMDA 2025
Mortgage lenders in Choctaw County, AL
52 lenders reported 258 home-loan applications in Choctaw County in 2025. 94 closed as loans ($14.1M), 85 were denied — a 43.8% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 42% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 258
- Loans originated
- 94
- Purchase / refinance
- 62 / 23
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Choctaw County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 53 | 20.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 30 | 11.6% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 26 | 10.1% | 43.1% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 25 | 9.7% | — |
| 5 | Rocket Mortgage, LLC | 17 | 6.6% | — |
| 6 | Trustmark National Bank 62 out of 100, Moderate | 8 | 3.1% | 14.7% |
| 7 | FirstBank 59 out of 100, Moderate | 7 | 2.7% | 42.8% |
| 8 | Cadence Bank | 7 | 2.7% | — |
| 9 | Mortgage Research Center, LLC | 5 | 1.9% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.6% | 32.9% |
| 11 | Broker Solutions, Inc. | 4 | 1.6% | — |
| 12 | AmeriSave Mortgage Corporation | 4 | 1.6% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.6% | — |
| 14 | TOWNE MORTGAGE COMPANY | 4 | 1.6% | — |
| 15 | West Alabama Bank & Trust | 4 | 1.6% | — |
| 16 | Fairway Independent Mortgage Corporation | 3 | 1.2% | — |
| 17 | Loandepot.Com, LLC | 3 | 1.2% | — |
| 18 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.2% | — |
| 19 | TAMMAC HOLDINGS CORPORATION | 3 | 1.2% | — |
| 20 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.8% | 14.1% |
| 22 | GUARANTEED RATE, INC. | 2 | 0.8% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.8% | — |
| 24 | Community Bank of Mississippi 64 out of 100, Moderate | 2 | 0.8% | 9.7% |
| 25 | AMERICAN FINANCING CORPORATION | 2 | 0.8% | — |
| 26 | STOCKTON MORTGAGE CORPORATION | 2 | 0.8% | — |
| 27 | UNION HOME MORTGAGE CORP. | 2 | 0.8% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.8% | — |
| 29 | First South Farm Credit, ACA | 2 | 0.8% | — |
| 30 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.4% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
| 32 | Radiant Credit Union 65 out of 100, Moderate | 1 | 0.4% | 41.0% |
| 33 | Family Security Credit Union 95 out of 100, Very strong | 1 | 0.4% | 37.5% |
| 34 | Filo Mortgage, L.L.C. | 1 | 0.4% | — |
| 35 | Shore United Bank, N.A. 61 out of 100, Moderate | 1 | 0.4% | 16.7% |
| 36 | CSL Financial, LLC | 1 | 0.4% | — |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 0.4% | — |
| 38 | PLANET HOME LENDING, LLC | 1 | 0.4% | — |
| 39 | River Bank & Trust | 1 | 0.4% | — |
| 40 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.4% | — |
Top 40 of 52 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps