Alabama · HMDA 2025
Mortgage lenders in Clarke County, AL
100 lenders reported 686 home-loan applications in Clarke County in 2025. 271 closed as loans ($39.7M), 191 were denied — a 38.4% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 34% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 686
- Loans originated
- 271
- Purchase / refinance
- 171 / 69
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clarke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 126 | 18.4% | — |
| 2 | Cadence Bank | 65 | 9.5% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 44 | 6.4% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 36 | 5.2% | — |
| 5 | Rocket Mortgage, LLC | 33 | 4.8% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 31 | 4.5% | 43.1% |
| 7 | Plains Commerce Bank 59 out of 100, Moderate | 31 | 4.5% | 10.0% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 23 | 3.4% | — |
| 9 | NEWREZ LLC | 20 | 2.9% | — |
| 10 | Mortgage Research Center, LLC | 19 | 2.8% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 1.6% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 11 | 1.6% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 11 | 1.6% | — |
| 14 | PLANET HOME LENDING, LLC | 10 | 1.5% | — |
| 15 | FirstBank 59 out of 100, Moderate | 10 | 1.5% | 42.8% |
| 16 | SmartBank 66 out of 100, Moderate | 9 | 1.3% | 12.9% |
| 17 | MOVEMENT MORTGAGE, LLC | 8 | 1.2% | — |
| 18 | Broker Solutions, Inc. | 8 | 1.2% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.2% | — |
| 20 | Loandepot.Com, LLC | 7 | 1.0% | — |
| 21 | AmeriSave Mortgage Corporation | 7 | 1.0% | — |
| 22 | SPRING EQ, LLC | 7 | 1.0% | — |
| 23 | NEW DAY FINANCIAL, LLC | 6 | 0.9% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.7% | — |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.7% | — |
| 26 | Trustmark National Bank 62 out of 100, Moderate | 5 | 0.7% | 14.7% |
| 27 | First US Bank 67 out of 100, Moderate | 5 | 0.7% | 30.8% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.6% | 32.9% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.6% | 22.2% |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.6% | 33.8% |
| 31 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 32 | Consumer First Mortgage, Inc. | 4 | 0.6% | — |
| 33 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.6% | 37.2% |
| 34 | GUILD MORTGAGE COMPANY | 3 | 0.4% | — |
| 35 | BankPlus 71 out of 100, Strong | 3 | 0.4% | 12.2% |
| 36 | First Federal Bank, A FSB 55 out of 100, Moderate | 3 | 0.4% | 4.5% |
| 37 | ROYAL UNITED MORTGAGE LLC | 3 | 0.4% | — |
| 38 | ALABAMA ONE | 3 | 0.4% | — |
| 39 | BETTER MORTGAGE CORPORATION | 3 | 0.4% | — |
| 40 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.3% | 14.1% |
Top 40 of 100 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps