Alabama · HMDA 2025
Mortgage lenders in Dale County, AL
189 lenders reported 1,957 home-loan applications in Dale County in 2025. 917 closed as loans ($161.4M), 382 were denied — a 27.6% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 21% of applications, led by ALL IN FEDERAL CREDIT UNION. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,957
- Loans originated
- 917
- Purchase / refinance
- 497 / 287
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dale County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 176 | 9.0% | 43.3% |
| 2 | Mortgage Research Center, LLC | 151 | 7.7% | — |
| 3 | Rocket Mortgage, LLC | 83 | 4.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 73 | 3.7% | — |
| 5 | 21st Mortgage Corporation | 61 | 3.1% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 56 | 2.9% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 53 | 2.7% | 32.9% |
| 8 | MOVEMENT MORTGAGE, LLC | 51 | 2.6% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 51 | 2.6% | — |
| 10 | CMG MORTGAGE, INC. | 49 | 2.5% | — |
| 11 | NEWREZ LLC | 49 | 2.5% | — |
| 12 | NEW DAY FINANCIAL, LLC | 44 | 2.2% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 43 | 2.2% | — |
| 14 | Five Star Credit Union 72 out of 100, Strong | 42 | 2.1% | 27.7% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 40 | 2.0% | — |
| 16 | PLANET HOME LENDING, LLC | 32 | 1.6% | — |
| 17 | Regions Bank 64 out of 100, Moderate | 30 | 1.5% | 43.1% |
| 18 | PeoplesSouth Bank 69 out of 100, Moderate | 28 | 1.4% | 5.5% |
| 19 | Fairway Independent Mortgage Corporation | 25 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 25 | 1.3% | — |
| 21 | SOUTHWEST FUNDING, LP | 24 | 1.2% | — |
| 22 | INTERLINC MORTGAGE SERVICES, LLC | 23 | 1.2% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 22 | 1.1% | — |
| 24 | Synovus Bank | 21 | 1.1% | — |
| 25 | Loandepot.Com, LLC | 20 | 1.0% | — |
| 26 | AMERICAN FINANCIAL RESOURCES, INC. | 20 | 1.0% | — |
| 27 | BankPlus 71 out of 100, Strong | 20 | 1.0% | 12.2% |
| 28 | Assurance Financial Group, L.L.C. | 19 | 1.0% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 0.9% | — |
| 30 | AmeriSave Mortgage Corporation | 17 | 0.9% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 17 | 0.9% | — |
| 32 | Troy Bank and Trust Company | 17 | 0.9% | — |
| 33 | FirstBank 59 out of 100, Moderate | 17 | 0.9% | 42.8% |
| 34 | River Bank & Trust | 16 | 0.8% | — |
| 35 | UNION HOME MORTGAGE CORP. | 16 | 0.8% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 0.8% | 14.1% |
| 37 | Equity Prime Mortgage LLC | 15 | 0.8% | — |
| 38 | SPRING EQ, LLC | 14 | 0.7% | — |
| 39 | Broker Solutions, Inc. | 13 | 0.7% | — |
| 40 | Renasant Bank 64 out of 100, Moderate | 13 | 0.7% | 11.6% |
Top 40 of 189 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps