Alabama · HMDA 2025
Mortgage lenders in DeKalb County, AL
209 lenders reported 2,493 home-loan applications in DeKalb County in 2025. 1,215 closed as loans ($240.3M), 535 were denied — a 29.0% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 22% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,493
- Loans originated
- 1,215
- Purchase / refinance
- 600 / 451
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in DeKalb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 231 | 9.3% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 170 | 6.8% | 43.1% |
| 3 | Rocket Mortgage, LLC | 140 | 5.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 111 | 4.5% | — |
| 5 | 21st Mortgage Corporation | 86 | 3.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 71 | 2.8% | — |
| 7 | Emblem Credit Union 72 out of 100, Strong | 67 | 2.7% | 28.7% |
| 8 | Mortgage Research Center, LLC | 66 | 2.6% | — |
| 9 | FAMILY SAVINGS CREDIT UNION 55 out of 100, Moderate | 64 | 2.6% | 11.7% |
| 10 | Liberty Bank 81 out of 100, Strong | 63 | 2.5% | 0.0% |
| 11 | NEWREZ LLC | 51 | 2.0% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 51 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 48 | 1.9% | — |
| 14 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 43 | 1.7% | 23.2% |
| 15 | Loandepot.Com, LLC | 41 | 1.6% | — |
| 16 | Fairway Independent Mortgage Corporation | 38 | 1.5% | — |
| 17 | Renasant Bank 64 out of 100, Moderate | 34 | 1.4% | 11.6% |
| 18 | NATIONSTAR MORTGAGE LLC | 34 | 1.4% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 33 | 1.3% | — |
| 20 | KIND LENDING, LLC | 33 | 1.3% | — |
| 21 | PLANET HOME LENDING, LLC | 32 | 1.3% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 31 | 1.2% | — |
| 23 | CANOPY MORTGAGE, LLC | 30 | 1.2% | — |
| 24 | FirstBank 59 out of 100, Moderate | 28 | 1.1% | 42.8% |
| 25 | First Federal Bank, A FSB 55 out of 100, Moderate | 28 | 1.1% | 4.5% |
| 26 | MORTGAGE INVESTORS GROUP, INC. | 27 | 1.1% | — |
| 27 | VICTORIAN FINANCE, LLC | 27 | 1.1% | — |
| 28 | AmeriSave Mortgage Corporation | 26 | 1.0% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 25 | 1.0% | 33.8% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 0.9% | 14.1% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 0.9% | — |
| 32 | Cadence Bank | 23 | 0.9% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 22 | 0.9% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 0.8% | 32.9% |
| 35 | Citizens Bank & Trust, Inc. | 21 | 0.8% | — |
| 36 | STOCKTON MORTGAGE CORPORATION | 21 | 0.8% | — |
| 37 | Peoples Independent Bank 75 out of 100, Strong | 21 | 0.8% | 12.9% |
| 38 | ACOPIA, LLC | 18 | 0.7% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 18 | 0.7% | — |
| 40 | MOVEMENT MORTGAGE, LLC | 17 | 0.7% | — |
Top 40 of 209 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps