Alabama · HMDA 2025
Mortgage lenders in Etowah County, AL
232 lenders reported 4,066 home-loan applications in Etowah County in 2025. 2,052 closed as loans ($438.4M), 758 were denied — a 25.3% denial rate on decided applications, close to the Alabama rate of 24.7%. The three most active lenders handled 16% of applications, led by Regions Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,066
- Loans originated
- 2,052
- Purchase / refinance
- 1,082 / 602
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Etowah County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 249 | 6.1% | 43.1% |
| 2 | Emblem Credit Union 72 out of 100, Strong | 196 | 4.8% | 28.7% |
| 3 | FAMILY SAVINGS CREDIT UNION 55 out of 100, Moderate | 196 | 4.8% | 11.7% |
| 4 | Rocket Mortgage, LLC | 181 | 4.5% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 160 | 3.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 155 | 3.8% | — |
| 7 | GUILD MORTGAGE COMPANY | 109 | 2.7% | — |
| 8 | 21st Mortgage Corporation | 108 | 2.7% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 99 | 2.4% | — |
| 10 | KIND LENDING, LLC | 98 | 2.4% | — |
| 11 | First Federal Bank, A FSB 55 out of 100, Moderate | 97 | 2.4% | 4.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 94 | 2.3% | — |
| 13 | Renasant Bank 64 out of 100, Moderate | 91 | 2.2% | 11.6% |
| 14 | NEWREZ LLC | 84 | 2.1% | — |
| 15 | TOWNE MORTGAGE COMPANY | 84 | 2.1% | — |
| 16 | Mortgage Research Center, LLC | 80 | 2.0% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 71 | 1.7% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 67 | 1.6% | — |
| 19 | Broker Solutions, Inc. | 67 | 1.6% | — |
| 20 | STOCKTON MORTGAGE CORPORATION | 66 | 1.6% | — |
| 21 | PLANET HOME LENDING, LLC | 65 | 1.6% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 64 | 1.6% | — |
| 23 | AmeriSave Mortgage Corporation | 52 | 1.3% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 51 | 1.3% | 3.0% |
| 25 | The Exchange Bank of Alabama 91 out of 100, Very strong | 48 | 1.2% | 16.1% |
| 26 | Metro Bank | 47 | 1.2% | — |
| 27 | Loandepot.Com, LLC | 45 | 1.1% | — |
| 28 | River Bank & Trust | 44 | 1.1% | — |
| 29 | MORTGAGE INVESTORS GROUP, INC. | 44 | 1.1% | — |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 43 | 1.1% | 33.8% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 38 | 0.9% | 14.1% |
| 32 | FIGURE LENDING LLC | 38 | 0.9% | — |
| 33 | Cadence Bank | 36 | 0.9% | — |
| 34 | FirstBank 59 out of 100, Moderate | 35 | 0.9% | 42.8% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 0.8% | 32.9% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 34 | 0.8% | — |
| 37 | NEW DAY FINANCIAL, LLC | 34 | 0.8% | — |
| 38 | Liberty Bank 81 out of 100, Strong | 31 | 0.8% | 0.0% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 30 | 0.7% | 22.2% |
| 40 | SPRING EQ, LLC | 28 | 0.7% | — |
Top 40 of 232 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps