Alabama · HMDA 2025
Mortgage lenders in Geneva County, AL
136 lenders reported 1,178 home-loan applications in Geneva County in 2025. 594 closed as loans ($87.5M), 251 were denied — a 27.8% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,178
- Loans originated
- 594
- Purchase / refinance
- 275 / 202
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Geneva County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 86 | 7.3% | — |
| 2 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 75 | 6.4% | 43.3% |
| 3 | The First National Bank of Hartford 75 out of 100, Strong | 73 | 6.2% | 1.7% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 61 | 5.2% | — |
| 5 | The Samson Banking Company, Inc. 94 out of 100, Very strong | 59 | 5.0% | 13.6% |
| 6 | Rocket Mortgage, LLC | 44 | 3.7% | — |
| 7 | Mortgage Research Center, LLC | 41 | 3.5% | — |
| 8 | Five Star Credit Union 72 out of 100, Strong | 35 | 3.0% | 27.7% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 34 | 2.9% | — |
| 10 | Regions Bank 64 out of 100, Moderate | 28 | 2.4% | 43.1% |
| 11 | AVADIAN | 27 | 2.3% | — |
| 12 | FirstBank 59 out of 100, Moderate | 21 | 1.8% | 42.8% |
| 13 | Friend Bank 85 out of 100, Very strong | 21 | 1.8% | 6.8% |
| 14 | MOVEMENT MORTGAGE, LLC | 20 | 1.7% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 1.6% | 32.9% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 1.6% | — |
| 17 | CMG MORTGAGE, INC. | 18 | 1.5% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 18 | 1.5% | — |
| 19 | BankPlus 71 out of 100, Strong | 18 | 1.5% | 12.2% |
| 20 | UNION HOME MORTGAGE CORP. | 17 | 1.4% | — |
| 21 | NEWREZ LLC | 16 | 1.4% | — |
| 22 | INTERLINC MORTGAGE SERVICES, LLC | 16 | 1.4% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 16 | 1.4% | — |
| 24 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 16 | 1.4% | 74.7% |
| 25 | NEW DAY FINANCIAL, LLC | 15 | 1.3% | — |
| 26 | PLANET HOME LENDING, LLC | 14 | 1.2% | — |
| 27 | Loandepot.Com, LLC | 13 | 1.1% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.1% | — |
| 29 | Fairway Independent Mortgage Corporation | 11 | 0.9% | — |
| 30 | River Bank & Trust | 11 | 0.9% | — |
| 31 | Synovus Bank | 11 | 0.9% | — |
| 32 | GUILD MORTGAGE COMPANY | 10 | 0.8% | — |
| 33 | Tyndall Federal Credit Union 89 out of 100, Very strong | 10 | 0.8% | 24.3% |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 10 | 0.8% | — |
| 35 | Renasant Bank 64 out of 100, Moderate | 10 | 0.8% | 11.6% |
| 36 | SOUTHWEST STAGE FUNDING, LLC | 9 | 0.8% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 9 | 0.8% | — |
| 38 | AmeriSave Mortgage Corporation | 8 | 0.7% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.7% | — |
| 40 | SPRING EQ, LLC | 8 | 0.7% | — |
Top 40 of 136 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps