Alabama · HMDA 2025
Mortgage lenders in Jackson County, AL
194 lenders reported 2,090 home-loan applications in Jackson County in 2025. 1,008 closed as loans ($182.5M), 384 were denied — a 26.0% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 24% of applications, led by REDSTONE Federal Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,090
- Loans originated
- 1,008
- Purchase / refinance
- 466 / 379
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 202 | 9.7% | 23.2% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 171 | 8.2% | — |
| 3 | Rocket Mortgage, LLC | 122 | 5.8% | — |
| 4 | First Jackson Bank, Inc. | 88 | 4.2% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 70 | 3.3% | 43.1% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 69 | 3.3% | — |
| 7 | CANOPY MORTGAGE, LLC | 66 | 3.2% | — |
| 8 | Cadence Bank | 55 | 2.6% | — |
| 9 | 21st Mortgage Corporation | 54 | 2.6% | — |
| 10 | Mortgage Research Center, LLC | 51 | 2.4% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 2.0% | — |
| 12 | Broker Solutions, Inc. | 41 | 2.0% | — |
| 13 | Loandepot.Com, LLC | 40 | 1.9% | — |
| 14 | Citizens Bank & Trust, Inc. | 40 | 1.9% | — |
| 15 | Renasant Bank 64 out of 100, Moderate | 38 | 1.8% | 11.6% |
| 16 | Fairway Independent Mortgage Corporation | 35 | 1.7% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 35 | 1.7% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 34 | 1.6% | — |
| 19 | PLANET HOME LENDING, LLC | 34 | 1.6% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 1.5% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 29 | 1.4% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 28 | 1.3% | 3.0% |
| 23 | NEWREZ LLC | 26 | 1.2% | — |
| 24 | AmeriSave Mortgage Corporation | 26 | 1.2% | — |
| 25 | FirstBank 59 out of 100, Moderate | 24 | 1.1% | 42.8% |
| 26 | FAMILY SAVINGS CREDIT UNION 55 out of 100, Moderate | 23 | 1.1% | 11.7% |
| 27 | FIGURE LENDING LLC | 22 | 1.1% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 21 | 1.0% | 33.8% |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 20 | 1.0% | — |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 0.8% | 14.1% |
| 31 | Citizens Bank & Trust 67 out of 100, Moderate | 13 | 0.6% | 10.7% |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.6% | — |
| 33 | Discover Bank | 11 | 0.5% | — |
| 34 | SPRING EQ, LLC | 11 | 0.5% | — |
| 35 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 11 | 0.5% | — |
| 36 | NEW DAY FINANCIAL, LLC | 11 | 0.5% | — |
| 37 | UNION HOME MORTGAGE CORP. | 11 | 0.5% | — |
| 38 | MORTGAGE INVESTORS GROUP, INC. | 11 | 0.5% | — |
| 39 | TENNESSEE VALLEY FCU | 10 | 0.5% | — |
| 40 | Bank of Dade 79 out of 100, Strong | 10 | 0.5% | 10.8% |
Top 40 of 194 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps