Alabama · HMDA 2025
Mortgage lenders in Sumter County, AL
64 lenders reported 268 home-loan applications in Sumter County in 2025. 92 closed as loans ($11.9M), 89 were denied — a 45.2% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 40% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 268
- Loans originated
- 92
- Purchase / refinance
- 62 / 23
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sumter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 48 | 17.9% | — |
| 2 | 21st Mortgage Corporation | 33 | 12.3% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 26 | 9.7% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 23 | 8.6% | 43.1% |
| 5 | Rocket Mortgage, LLC | 13 | 4.9% | — |
| 6 | Trustmark National Bank 62 out of 100, Moderate | 11 | 4.1% | 14.7% |
| 7 | FirstBank 59 out of 100, Moderate | 9 | 3.4% | 42.8% |
| 8 | MORIA DEVELOPMENT, INC. | 7 | 2.6% | — |
| 9 | AmeriSave Mortgage Corporation | 6 | 2.2% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.5% | 14.1% |
| 11 | First Federal Bank, A FSB 55 out of 100, Moderate | 4 | 1.5% | 4.5% |
| 12 | NEWREZ LLC | 3 | 1.1% | — |
| 13 | Loandepot.Com, LLC | 3 | 1.1% | — |
| 14 | Assurance Financial Group, L.L.C. | 3 | 1.1% | — |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.1% | — |
| 16 | BankFirst Financial Services 69 out of 100, Moderate | 3 | 1.1% | 7.5% |
| 17 | TAMMAC HOLDINGS CORPORATION | 3 | 1.1% | — |
| 18 | NFM, INC. | 3 | 1.1% | — |
| 19 | STOCKTON MORTGAGE CORPORATION | 3 | 1.1% | — |
| 20 | GoodLeap, LLC | 3 | 1.1% | — |
| 21 | West Alabama Bank & Trust | 3 | 1.1% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.7% | 32.9% |
| 23 | Discover Bank | 2 | 0.7% | — |
| 24 | PENNYMAC LOAN SERVICES, LLC | 2 | 0.7% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.7% | — |
| 26 | Investar Bank, National Association 67 out of 100, Moderate | 2 | 0.7% | 11.5% |
| 27 | FIRST FLORIDA Credit Union 72 out of 100, Strong | 2 | 0.7% | 27.8% |
| 28 | FREEDOM MORTGAGE CORPORATION | 2 | 0.7% | — |
| 29 | TOWNE MORTGAGE COMPANY | 2 | 0.7% | — |
| 30 | ROYAL UNITED MORTGAGE LLC | 2 | 0.7% | — |
| 31 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 0.7% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 2 | 0.7% | 3.0% |
| 33 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
| 35 | DHI MORTGAGE COMPANY, LTD. | 1 | 0.4% | — |
| 36 | Mortgage Research Center, LLC | 1 | 0.4% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 38 | SPRING EQ, LLC | 1 | 0.4% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
| 40 | Radiant Credit Union 65 out of 100, Moderate | 1 | 0.4% | 41.0% |
Top 40 of 64 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps