Alabama · HMDA 2025
Mortgage lenders in Talladega County, AL
250 lenders reported 3,468 home-loan applications in Talladega County in 2025. 1,452 closed as loans ($273.9M), 800 were denied — a 32.9% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 18% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,468
- Loans originated
- 1,452
- Purchase / refinance
- 913 / 347
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Talladega County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 256 | 7.4% | — |
| 2 | 21st Mortgage Corporation | 219 | 6.3% | — |
| 3 | MORIA DEVELOPMENT, INC. | 155 | 4.5% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 149 | 4.3% | 43.1% |
| 5 | Rocket Mortgage, LLC | 133 | 3.8% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 104 | 3.0% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 92 | 2.7% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 90 | 2.6% | — |
| 9 | AMERICA'S FIRST | 87 | 2.5% | — |
| 10 | Mortgage Research Center, LLC | 83 | 2.4% | — |
| 11 | FirstBank 59 out of 100, Moderate | 81 | 2.3% | 42.8% |
| 12 | LENNAR MORTGAGE, LLC | 71 | 2.0% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 66 | 1.9% | — |
| 14 | NEWREZ LLC | 63 | 1.8% | — |
| 15 | First Bank of Alabama | 60 | 1.7% | — |
| 16 | PLANET HOME LENDING, LLC | 59 | 1.7% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 51 | 1.5% | — |
| 18 | Fairway Independent Mortgage Corporation | 48 | 1.4% | — |
| 19 | LENDLO MORTGAGE, LLC | 48 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 43 | 1.2% | — |
| 21 | Loandepot.Com, LLC | 40 | 1.2% | — |
| 22 | AmeriSave Mortgage Corporation | 38 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 37 | 1.1% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 1.0% | 32.9% |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 34 | 1.0% | — |
| 26 | MOVEMENT MORTGAGE, LLC | 31 | 0.9% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 30 | 0.9% | 33.8% |
| 28 | FIGURE LENDING LLC | 30 | 0.9% | — |
| 29 | NEW DAY FINANCIAL, LLC | 29 | 0.8% | — |
| 30 | Heritage South Credit Union 63 out of 100, Moderate | 27 | 0.8% | 18.0% |
| 31 | STOCKTON MORTGAGE CORPORATION | 27 | 0.8% | — |
| 32 | HONDA Federal Credit Union 62 out of 100, Moderate | 27 | 0.8% | 28.0% |
| 33 | Metro Bank | 26 | 0.7% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 0.7% | — |
| 35 | Renasant Bank 64 out of 100, Moderate | 25 | 0.7% | 11.6% |
| 36 | KIND LENDING, LLC | 25 | 0.7% | — |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 24 | 0.7% | 14.1% |
| 38 | INSPIRE HOME LOANS INC. | 24 | 0.7% | — |
| 39 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 24 | 0.7% | 2.2% |
| 40 | OCMBC, INC. | 22 | 0.6% | — |
Top 40 of 250 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps