Arkansas · HMDA 2025
Mortgage lenders in Carroll County, AR
155 lenders reported 1,136 home-loan applications in Carroll County in 2025. 638 closed as loans ($127.8M), 173 were denied — a 20.5% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 26% of applications, led by Arvest Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,136
- Loans originated
- 638
- Purchase / refinance
- 321 / 207
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carroll County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 124 | 10.9% | 18.5% |
| 2 | CS Bank 69 out of 100, Moderate | 100 | 8.8% | 5.2% |
| 3 | Equity Bank 65 out of 100, Moderate | 76 | 6.7% | 18.4% |
| 4 | Bank of 1889 72 out of 100, Strong | 55 | 4.8% | 3.2% |
| 5 | Rocket Mortgage, LLC | 54 | 4.8% | — |
| 6 | Anstaff Bank 79 out of 100, Strong | 41 | 3.6% | 5.5% |
| 7 | 21st Mortgage Corporation | 37 | 3.3% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 2.7% | — |
| 9 | NEWREZ LLC | 30 | 2.6% | — |
| 10 | Mortgage Research Center, LLC | 24 | 2.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 23 | 2.0% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 17 | 1.5% | — |
| 13 | UNION HOME MORTGAGE CORP. | 17 | 1.5% | — |
| 14 | Centennial Bank 79 out of 100, Strong | 16 | 1.4% | 23.4% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.3% | — |
| 16 | AmeriSave Mortgage Corporation | 15 | 1.3% | — |
| 17 | Fairway Independent Mortgage Corporation | 14 | 1.2% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.2% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.1% | 14.1% |
| 20 | Loandepot.Com, LLC | 13 | 1.1% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 13 | 1.1% | 3.0% |
| 22 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 12 | 1.1% | 31.7% |
| 23 | Broker Solutions, Inc. | 11 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 11 | 1.0% | — |
| 25 | NEW DAY FINANCIAL, LLC | 11 | 1.0% | — |
| 26 | AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 0.9% | — |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 0.9% | — |
| 28 | Discover Bank | 9 | 0.8% | — |
| 29 | Regions Bank 64 out of 100, Moderate | 9 | 0.8% | 43.1% |
| 30 | Paramount Residential Mortgage Group, Inc. | 9 | 0.8% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 9 | 0.8% | — |
| 32 | FLAT BRANCH MORTGAGE, INC. | 9 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.7% | 32.9% |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 0.7% | 39.5% |
| 35 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 0.7% | — |
| 37 | Click n' Close, Inc. | 8 | 0.7% | — |
| 38 | PLANET HOME LENDING, LLC | 7 | 0.6% | — |
| 39 | Gateway First Bank 54 out of 100, Below average | 7 | 0.6% | 5.3% |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.5% | 44.7% |
Top 40 of 155 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps