Arkansas · HMDA 2025
Mortgage lenders in Clark County, AR
112 lenders reported 762 home-loan applications in Clark County in 2025. 355 closed as loans ($55.4M), 187 were denied — a 33.0% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 30% of applications, led by Fairway Independent Mortgage Corporation. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 762
- Loans originated
- 355
- Purchase / refinance
- 210 / 109
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 91 | 11.9% | — |
| 2 | Southern Bancorp Bank 61 out of 100, Moderate | 83 | 10.9% | 12.4% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 51 | 6.7% | — |
| 4 | Rocket Mortgage, LLC | 42 | 5.5% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 37 | 4.9% | — |
| 6 | 21st Mortgage Corporation | 35 | 4.6% | — |
| 7 | Bank OZK 76 out of 100, Strong | 35 | 4.6% | 37.8% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 20 | 2.6% | — |
| 9 | Regions Bank 64 out of 100, Moderate | 20 | 2.6% | 43.1% |
| 10 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 2.6% | 74.7% |
| 11 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 16 | 2.1% | 31.7% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 2.0% | 14.1% |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 1.7% | 39.5% |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 1.7% | — |
| 15 | Mortgage Research Center, LLC | 12 | 1.6% | — |
| 16 | Loandepot.Com, LLC | 11 | 1.4% | — |
| 17 | NEWREZ LLC | 10 | 1.3% | — |
| 18 | AmeriSave Mortgage Corporation | 10 | 1.3% | — |
| 19 | PHH Mortgage Corporation | 9 | 1.2% | — |
| 20 | Arvest Bank 57 out of 100, Moderate | 9 | 1.2% | 18.5% |
| 21 | FREEDOM MORTGAGE CORPORATION | 8 | 1.0% | — |
| 22 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 0.9% | — |
| 24 | FIRST COMMUNITY MORTGAGE, INC. | 7 | 0.9% | — |
| 25 | Diamond Bank 69 out of 100, Moderate | 6 | 0.8% | 9.9% |
| 26 | PLANET HOME LENDING, LLC | 6 | 0.8% | — |
| 27 | First State Bank 77 out of 100, Strong | 6 | 0.8% | 1.5% |
| 28 | Coastal Community Bank 35 out of 100, Low | 6 | 0.8% | 3.0% |
| 29 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 0.7% | — |
| 30 | Discover Bank | 5 | 0.7% | — |
| 31 | FIGURE LENDING LLC | 5 | 0.7% | — |
| 32 | SWBC MORTGAGE CORPORATION | 5 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 5 | 0.7% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.5% | 32.5% |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.5% | 44.7% |
| 36 | First Financial Bank 50 out of 100, Below average | 4 | 0.5% | 7.5% |
| 37 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.5% | — |
| 38 | The Citizens Bank 70 out of 100, Strong | 4 | 0.5% | 13.3% |
| 39 | Farmers Bank & Trust Company 61 out of 100, Moderate | 4 | 0.5% | 6.9% |
| 40 | Eagle Bank and Trust Company 83 out of 100, Strong | 4 | 0.5% | 4.9% |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps