Arkansas · HMDA 2025
Mortgage lenders in Dallas County, AR
52 lenders reported 174 home-loan applications in Dallas County in 2025. 59 closed as loans ($7.6M), 49 were denied — a 40.8% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 25% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 174
- Loans originated
- 59
- Purchase / refinance
- 45 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dallas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 8.6% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 15 | 8.6% | — |
| 3 | 21st Mortgage Corporation | 13 | 7.5% | — |
| 4 | Fairway Independent Mortgage Corporation | 12 | 6.9% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 11 | 6.3% | — |
| 6 | FIRSTTRUST HOME LOANS, INC. | 11 | 6.3% | — |
| 7 | Rocket Mortgage, LLC | 7 | 4.0% | — |
| 8 | Mortgage Research Center, LLC | 5 | 2.9% | — |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 2.9% | 74.7% |
| 10 | NEWREZ LLC | 4 | 2.3% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 2.3% | — |
| 12 | Discover Bank | 4 | 2.3% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 4 | 2.3% | 43.1% |
| 14 | AmeriSave Mortgage Corporation | 4 | 2.3% | — |
| 15 | PLANET HOME LENDING, LLC | 4 | 2.3% | — |
| 16 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 4 | 2.3% | 31.7% |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.7% | 39.5% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.7% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.7% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.7% | — |
| 21 | Broker Solutions, Inc. | 2 | 1.1% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 2 | 1.1% | — |
| 24 | Farmers Bank & Trust Company 61 out of 100, Moderate | 2 | 1.1% | 6.9% |
| 25 | Farm Credit Services of Western Arkansas, ACA | 2 | 1.1% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.1% | — |
| 27 | Eagle Bank and Trust Company 83 out of 100, Strong | 2 | 1.1% | 4.9% |
| 28 | The Malvern National Bank 71 out of 100, Strong | 2 | 1.1% | 10.3% |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.6% | 32.5% |
| 30 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 32 | SPRING EQ, LLC | 1 | 0.6% | — |
| 33 | First Security Bank 92 out of 100, Very strong | 1 | 0.6% | 6.6% |
| 34 | Loan Funder LLC | 1 | 0.6% | — |
| 35 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.6% | — |
| 36 | TOP FLITE FINANCIAL, INC. | 1 | 0.6% | — |
| 37 | First National Bank of America 51 out of 100, Below average | 1 | 0.6% | 16.9% |
| 38 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 0.6% | — |
| 39 | Relyance Bank 76 out of 100, Strong | 1 | 0.6% | 12.0% |
| 40 | ResMac, Inc. | 1 | 0.6% | — |
Top 40 of 52 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps