Arkansas · HMDA 2025
Mortgage lenders in Desha County, AR
60 lenders reported 212 home-loan applications in Desha County in 2025. 79 closed as loans ($10.4M), 69 were denied — a 43.7% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 28% of applications, led by Simmons Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 212
- Loans originated
- 79
- Purchase / refinance
- 49 / 21
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Desha County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Simmons Bank 60 out of 100, Moderate | 22 | 10.4% | 26.5% |
| 2 | 21st Mortgage Corporation | 21 | 9.9% | — |
| 3 | Fairway Independent Mortgage Corporation | 17 | 8.0% | — |
| 4 | Rocket Mortgage, LLC | 12 | 5.7% | — |
| 5 | FIRSTTRUST HOME LOANS, INC. | 11 | 5.2% | — |
| 6 | Merchants and Farmers Bank 50 out of 100, Below average | 11 | 5.2% | 13.9% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 4.7% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 9 | 4.2% | — |
| 9 | AmeriSave Mortgage Corporation | 7 | 3.3% | — |
| 10 | NEWREZ LLC | 6 | 2.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.8% | — |
| 12 | Broker Solutions, Inc. | 5 | 2.4% | — |
| 13 | Loandepot.Com, LLC | 4 | 1.9% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 4 | 1.9% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.4% | 14.1% |
| 16 | FLAT BRANCH MORTGAGE, INC. | 3 | 1.4% | — |
| 17 | GERSHMAN INVESTMENT CORP. | 3 | 1.4% | — |
| 18 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 1.4% | 74.7% |
| 19 | Coastal Community Bank 35 out of 100, Low | 3 | 1.4% | 3.0% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.9% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.9% | 44.7% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.9% | — |
| 23 | Loan Funder LLC | 2 | 0.9% | — |
| 24 | FIGURE LENDING LLC | 2 | 0.9% | — |
| 25 | UNITED BUILT HOMES, L.L.C. | 2 | 0.9% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 2 | 0.9% | — |
| 27 | NEW DAY FINANCIAL, LLC | 2 | 0.9% | — |
| 28 | ROYAL UNITED MORTGAGE LLC | 2 | 0.9% | — |
| 29 | Stone Bank 60 out of 100, Moderate | 2 | 0.9% | 2.1% |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.9% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 33 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 34 | Regions Bank 64 out of 100, Moderate | 1 | 0.5% | 43.1% |
| 35 | Mortgage Research Center, LLC | 1 | 0.5% | — |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.5% | 39.5% |
| 37 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.5% | 25.7% |
| 38 | Connect Bank 89 out of 100, Very strong | 1 | 0.5% | 24.2% |
| 39 | SOUTH RIVER MORTGAGE, LLC | 1 | 0.5% | — |
| 40 | ENCORE BANK 61 out of 100, Moderate | 1 | 0.5% | 19.6% |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps