Arkansas · HMDA 2025
Mortgage lenders in Franklin County, AR
109 lenders reported 752 home-loan applications in Franklin County in 2025. 365 closed as loans ($58.6M), 159 were denied — a 29.5% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 20% of applications, led by Bank OZK. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 752
- Loans originated
- 365
- Purchase / refinance
- 202 / 104
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank OZK 76 out of 100, Strong | 58 | 7.7% | 37.8% |
| 2 | Rocket Mortgage, LLC | 45 | 6.0% | — |
| 3 | Arvest Bank 57 out of 100, Moderate | 44 | 5.9% | 18.5% |
| 4 | 21st Mortgage Corporation | 41 | 5.5% | — |
| 5 | Union Bank 82 out of 100, Strong | 33 | 4.4% | 1.3% |
| 6 | Priority Bank 49 out of 100, Below average | 28 | 3.7% | 0.4% |
| 7 | FREEDOM MORTGAGE CORPORATION | 28 | 3.7% | — |
| 8 | Simmons Bank 60 out of 100, Moderate | 28 | 3.7% | 26.5% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 3.1% | — |
| 10 | NEWREZ LLC | 20 | 2.7% | — |
| 11 | FIRSTTRUST HOME LOANS, INC. | 19 | 2.5% | — |
| 12 | Regions Bank 64 out of 100, Moderate | 18 | 2.4% | 43.1% |
| 13 | Loandepot.Com, LLC | 17 | 2.3% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 16 | 2.1% | — |
| 15 | Farm Credit Services of Western Arkansas, ACA | 16 | 2.1% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 15 | 2.0% | — |
| 17 | Firstar Bank 66 out of 100, Moderate | 15 | 2.0% | 3.7% |
| 18 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 12 | 1.6% | 31.7% |
| 19 | UNITED FEDERAL CREDIT UNION | 11 | 1.5% | — |
| 20 | Broker Solutions, Inc. | 10 | 1.3% | — |
| 21 | The First National Bank of Fort Smith 78 out of 100, Strong | 10 | 1.3% | 7.2% |
| 22 | AmeriSave Mortgage Corporation | 9 | 1.2% | — |
| 23 | Mortgage Research Center, LLC | 9 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 9 | 1.2% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 1.1% | 39.5% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.1% | — |
| 27 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 8 | 1.1% | — |
| 28 | NEW DAY FINANCIAL, LLC | 8 | 1.1% | — |
| 29 | STOCKTON MORTGAGE CORPORATION | 8 | 1.1% | — |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.9% | 32.5% |
| 31 | FIGURE LENDING LLC | 7 | 0.9% | — |
| 32 | FLAT BRANCH MORTGAGE, INC. | 7 | 0.9% | — |
| 33 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.8% | — |
| 34 | BoxCar Mortgage, LLC | 6 | 0.8% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 6 | 0.8% | 3.0% |
| 36 | Fairway Independent Mortgage Corporation | 5 | 0.7% | — |
| 37 | Farmers Bank 90 out of 100, Very strong | 5 | 0.7% | 17.3% |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.7% | — |
| 39 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.5% | 14.1% |
| 40 | Equity Prime Mortgage LLC | 4 | 0.5% | — |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps