Arkansas · HMDA 2025
Mortgage lenders in Hempstead County, AR
82 lenders reported 586 home-loan applications in Hempstead County in 2025. 244 closed as loans ($33.3M), 165 were denied — a 38.5% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 586
- Loans originated
- 244
- Purchase / refinance
- 148 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hempstead County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 53 | 9.0% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 41 | 7.0% | — |
| 3 | Farmers Bank & Trust Company 61 out of 100, Moderate | 41 | 7.0% | 6.9% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 37 | 6.3% | — |
| 5 | Cadence Bank | 35 | 6.0% | — |
| 6 | Rocket Mortgage, LLC | 28 | 4.8% | — |
| 7 | SWBC MORTGAGE CORPORATION | 28 | 4.8% | — |
| 8 | Bank OZK 76 out of 100, Strong | 22 | 3.8% | 37.8% |
| 9 | Diamond Bank 69 out of 100, Moderate | 19 | 3.2% | 9.9% |
| 10 | The First National Bank of Tom Bean | 18 | 3.1% | — |
| 11 | Mortgage Research Center, LLC | 15 | 2.6% | — |
| 12 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 15 | 2.6% | 19.0% |
| 13 | UNITED BUILT HOMES, L.L.C. | 13 | 2.2% | — |
| 14 | NEWREZ LLC | 12 | 2.0% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.0% | — |
| 16 | PLANET HOME LENDING, LLC | 12 | 2.0% | — |
| 17 | Loandepot.Com, LLC | 9 | 1.5% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 1.5% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.5% | — |
| 20 | Farm Credit Services of Western Arkansas, ACA | 9 | 1.5% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 9 | 1.5% | 3.0% |
| 22 | Regions Bank 64 out of 100, Moderate | 8 | 1.4% | 43.1% |
| 23 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 1.4% | 74.7% |
| 24 | Broker Solutions, Inc. | 7 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 7 | 1.2% | — |
| 26 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 6 | 1.0% | 31.7% |
| 27 | Fairway Independent Mortgage Corporation | 4 | 0.7% | — |
| 28 | GUILD MORTGAGE COMPANY | 4 | 0.7% | — |
| 29 | FIRSTTRUST HOME LOANS, INC. | 4 | 0.7% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.7% | — |
| 31 | TOP FLITE FINANCIAL, INC. | 4 | 0.7% | — |
| 32 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | 0.7% | — |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.5% | 14.1% |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.5% | 32.5% |
| 35 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 3 | 0.5% | 45.9% |
| 36 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 3 | 0.5% | — |
| 37 | BETTER MORTGAGE CORPORATION | 3 | 0.5% | — |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.5% | 37.2% |
| 39 | Arvest Bank 57 out of 100, Moderate | 3 | 0.5% | 18.5% |
| 40 | GUARANTEED RATE, INC. | 2 | 0.3% | — |
Top 40 of 82 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps