Arkansas · HMDA 2025
Mortgage lenders in Hot Spring County, AR
145 lenders reported 1,513 home-loan applications in Hot Spring County in 2025. 597 closed as loans ($94.2M), 396 were denied — a 37.1% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 21% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,513
- Loans originated
- 597
- Purchase / refinance
- 347 / 162
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hot Spring County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 135 | 8.9% | — |
| 2 | 21st Mortgage Corporation | 93 | 6.1% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 83 | 5.5% | — |
| 4 | Bank OZK 76 out of 100, Strong | 71 | 4.7% | 37.8% |
| 5 | Southern Bancorp Bank 61 out of 100, Moderate | 68 | 4.5% | 12.4% |
| 6 | Rocket Mortgage, LLC | 65 | 4.3% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 60 | 4.0% | — |
| 8 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 59 | 3.9% | 31.7% |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 59 | 3.9% | 74.7% |
| 10 | Fairway Independent Mortgage Corporation | 38 | 2.5% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 37 | 2.4% | 39.5% |
| 12 | Arvest Bank 57 out of 100, Moderate | 30 | 2.0% | 18.5% |
| 13 | Mortgage Research Center, LLC | 29 | 1.9% | — |
| 14 | GMFS LLC | 27 | 1.8% | — |
| 15 | NEWREZ LLC | 25 | 1.7% | — |
| 16 | FIRSTTRUST HOME LOANS, INC. | 25 | 1.7% | — |
| 17 | Regions Bank 64 out of 100, Moderate | 22 | 1.5% | 43.1% |
| 18 | The Malvern National Bank 71 out of 100, Strong | 22 | 1.5% | 10.3% |
| 19 | Diamond Lakes Federal Credit Union | 21 | 1.4% | — |
| 20 | Broker Solutions, Inc. | 20 | 1.3% | — |
| 21 | SWBC MORTGAGE CORPORATION | 19 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 18 | 1.2% | — |
| 23 | Flanagan State Bank 67 out of 100, Moderate | 17 | 1.1% | 14.2% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 16 | 1.1% | — |
| 26 | EUSTIS MORTGAGE CORPORATION | 16 | 1.1% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 15 | 1.0% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 15 | 1.0% | 3.0% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 0.9% | — |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 0.8% | 14.1% |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 12 | 0.8% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.7% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.7% | 32.9% |
| 34 | Loandepot.Com, LLC | 10 | 0.7% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 10 | 0.7% | — |
| 37 | Farmers Bank & Trust Company 61 out of 100, Moderate | 10 | 0.7% | 6.9% |
| 38 | COMMUNITY MORTGAGE CORPORATION | 10 | 0.7% | — |
| 39 | AmeriSave Mortgage Corporation | 9 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.6% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps