Arkansas · HMDA 2025
Mortgage lenders in Independence County, AR
122 lenders reported 1,366 home-loan applications in Independence County in 2025. 704 closed as loans ($123.5M), 207 were denied — a 22.0% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 33% of applications, led by First Community Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,366
- Loans originated
- 704
- Purchase / refinance
- 414 / 202
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Independence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Community Bank 62 out of 100, Moderate | 297 | 21.7% | 6.5% |
| 2 | Rocket Mortgage, LLC | 79 | 5.8% | — |
| 3 | The Citizens Bank 70 out of 100, Strong | 71 | 5.2% | 13.3% |
| 4 | 21st Mortgage Corporation | 59 | 4.3% | — |
| 5 | AMERIHOME MORTGAGE COMPANY, LLC | 49 | 3.6% | — |
| 6 | NEWREZ LLC | 47 | 3.4% | — |
| 7 | FIRST COMMUNITY MORTGAGE, INC. | 45 | 3.3% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 44 | 3.2% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 41 | 3.0% | — |
| 10 | Mortgage Research Center, LLC | 37 | 2.7% | — |
| 11 | FNBC Bank 69 out of 100, Moderate | 37 | 2.7% | 5.0% |
| 12 | FREEDOM MORTGAGE CORPORATION | 35 | 2.6% | — |
| 13 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 29 | 2.1% | 31.7% |
| 14 | Southern Bank 70 out of 100, Strong | 24 | 1.8% | 5.8% |
| 15 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 1.5% | 74.7% |
| 16 | PHH Mortgage Corporation | 19 | 1.4% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.3% | 14.1% |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 18 | 1.3% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 16 | 1.2% | — |
| 21 | Centennial Bank 79 out of 100, Strong | 16 | 1.2% | 23.4% |
| 22 | FLAT BRANCH MORTGAGE, INC. | 15 | 1.1% | — |
| 23 | KIND LENDING, LLC | 15 | 1.1% | — |
| 24 | PLANET HOME LENDING, LLC | 14 | 1.0% | — |
| 25 | Broker Solutions, Inc. | 13 | 1.0% | — |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 12 | 0.9% | 32.5% |
| 27 | NEW DAY FINANCIAL, LLC | 11 | 0.8% | — |
| 28 | FIRSTTRUST HOME LOANS, INC. | 10 | 0.7% | — |
| 29 | Click n' Close, Inc. | 10 | 0.7% | — |
| 30 | Loandepot.Com, LLC | 9 | 0.7% | — |
| 31 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.7% | — |
| 33 | Arvest Bank 57 out of 100, Moderate | 9 | 0.7% | 18.5% |
| 34 | Regions Bank 64 out of 100, Moderate | 8 | 0.6% | 43.1% |
| 35 | NATIONSTAR MORTGAGE LLC | 8 | 0.6% | — |
| 36 | BETTER MORTGAGE CORPORATION | 8 | 0.6% | — |
| 37 | Renasant Bank 64 out of 100, Moderate | 7 | 0.5% | 11.6% |
| 38 | SPRING EQ, LLC | 6 | 0.4% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 0.4% | 39.5% |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.4% | — |
Top 40 of 122 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps