Arkansas · HMDA 2025
Mortgage lenders in Johnson County, AR
116 lenders reported 933 home-loan applications in Johnson County in 2025. 467 closed as loans ($77.4M), 183 were denied — a 26.9% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 34% of applications, led by Arvest Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 933
- Loans originated
- 467
- Purchase / refinance
- 254 / 117
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 145 | 15.5% | 18.5% |
| 2 | Regions Bank 64 out of 100, Moderate | 95 | 10.2% | 43.1% |
| 3 | First Security Bank 92 out of 100, Very strong | 74 | 7.9% | 6.6% |
| 4 | Rocket Mortgage, LLC | 38 | 4.1% | — |
| 5 | Union Bank 82 out of 100, Strong | 36 | 3.9% | 1.3% |
| 6 | 21st Mortgage Corporation | 35 | 3.8% | — |
| 7 | Mortgage Research Center, LLC | 33 | 3.5% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 26 | 2.8% | — |
| 9 | Bank OZK 76 out of 100, Strong | 23 | 2.5% | 37.8% |
| 10 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 21 | 2.3% | 31.7% |
| 11 | Broker Solutions, Inc. | 19 | 2.0% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 17 | 1.8% | — |
| 13 | Simmons Bank 60 out of 100, Moderate | 16 | 1.7% | 26.5% |
| 14 | AmeriSave Mortgage Corporation | 15 | 1.6% | — |
| 15 | Centennial Bank 79 out of 100, Strong | 13 | 1.4% | 23.4% |
| 16 | PLANET HOME LENDING, LLC | 12 | 1.3% | — |
| 17 | Farm Credit Services of Western Arkansas, ACA | 12 | 1.3% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.2% | — |
| 19 | NEW DAY FINANCIAL, LLC | 11 | 1.2% | — |
| 20 | Loandepot.Com, LLC | 10 | 1.1% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 10 | 1.1% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.0% | 32.9% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 1.0% | — |
| 24 | INTERLINC MORTGAGE SERVICES, LLC | 9 | 1.0% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 9 | 1.0% | — |
| 26 | PHH Mortgage Corporation | 9 | 1.0% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 8 | 0.9% | 3.0% |
| 28 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 0.8% | — |
| 29 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.8% | 39.5% |
| 30 | FIGURE LENDING LLC | 7 | 0.8% | — |
| 31 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.8% | 74.7% |
| 32 | NEWREZ LLC | 6 | 0.6% | — |
| 33 | Discover Bank | 6 | 0.6% | — |
| 34 | FIRSTTRUST HOME LOANS, INC. | 6 | 0.6% | — |
| 35 | UNITED FEDERAL CREDIT UNION | 6 | 0.6% | — |
| 36 | STOCKTON MORTGAGE CORPORATION | 6 | 0.6% | — |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.5% | 14.1% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.5% | — |
| 39 | FLAT BRANCH MORTGAGE, INC. | 5 | 0.5% | — |
| 40 | First State Bank 71 out of 100, Strong | 5 | 0.5% | 0.9% |
Top 40 of 116 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps