Arkansas · HMDA 2025
Mortgage lenders in Lafayette County, AR
56 lenders reported 179 home-loan applications in Lafayette County in 2025. 52 closed as loans ($7.1M), 68 were denied — a 51.5% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 45% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 179
- Loans originated
- 52
- Purchase / refinance
- 28 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lafayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 35 | 19.6% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 26 | 14.5% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 10.6% | — |
| 4 | Bodcaw Bank | 8 | 4.5% | — |
| 5 | Farmers Bank & Trust Company 61 out of 100, Moderate | 7 | 3.9% | 6.9% |
| 6 | Farm Credit Services of Western Arkansas, ACA | 6 | 3.4% | — |
| 7 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 4 | 2.2% | 19.0% |
| 8 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 2.2% | 74.7% |
| 9 | Regions Bank 64 out of 100, Moderate | 3 | 1.7% | 43.1% |
| 10 | Rocket Mortgage, LLC | 3 | 1.7% | — |
| 11 | The First National Bank of Tom Bean | 3 | 1.7% | — |
| 12 | BARKSDALE | 3 | 1.7% | — |
| 13 | Fairway Independent Mortgage Corporation | 2 | 1.1% | — |
| 14 | Broker Solutions, Inc. | 2 | 1.1% | — |
| 15 | AmeriSave Mortgage Corporation | 2 | 1.1% | — |
| 16 | GUILD MORTGAGE COMPANY | 2 | 1.1% | — |
| 17 | Mortgage Research Center, LLC | 2 | 1.1% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 2 | 1.1% | 44.7% |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.1% | — |
| 20 | PLANET HOME LENDING, LLC | 2 | 1.1% | — |
| 21 | CHURCHILL MORTGAGE CORPORATION | 2 | 1.1% | — |
| 22 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 2 | 1.1% | 31.7% |
| 23 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | 1.1% | — |
| 24 | Citizens National Bank, N.A. 67 out of 100, Moderate | 2 | 1.1% | 7.4% |
| 25 | Truity Federal Credit Union 52 out of 100, Below average | 2 | 1.1% | 13.1% |
| 26 | TEXAR FEDERAL CREDIT UNION 81 out of 100, Strong | 2 | 1.1% | 7.0% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 28 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 29 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.6% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.6% | 39.5% |
| 32 | Connexus Credit Union 37 out of 100, Low | 1 | 0.6% | 60.0% |
| 33 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.6% | 19.1% |
| 34 | Gateway First Bank 54 out of 100, Below average | 1 | 0.6% | 5.3% |
| 35 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 0.6% | — |
| 36 | AMERICAN FINANCIAL NETWORK, INC. | 1 | 0.6% | — |
| 37 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.6% | — |
| 38 | EUSTIS MORTGAGE CORPORATION | 1 | 0.6% | — |
| 39 | FINANCE OF AMERICA REVERSE LLC | 1 | 0.6% | — |
| 40 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | 1 | 0.6% | — |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps