Arkansas · HMDA 2025
Mortgage lenders in Lincoln County, AR
64 lenders reported 313 home-loan applications in Lincoln County in 2025. 105 closed as loans ($25.7M), 89 were denied — a 41.8% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 36% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 313
- Loans originated
- 105
- Purchase / refinance
- 70 / 25
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 39 | 12.5% | — |
| 2 | Fairway Independent Mortgage Corporation | 38 | 12.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 11.5% | — |
| 4 | Connect Bank 89 out of 100, Very strong | 33 | 10.5% | 24.2% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 14 | 4.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 11 | 3.5% | — |
| 7 | Simmons Bank 60 out of 100, Moderate | 10 | 3.2% | 26.5% |
| 8 | NEWREZ LLC | 7 | 2.2% | — |
| 9 | Mortgage Research Center, LLC | 6 | 1.9% | — |
| 10 | FIGURE LENDING LLC | 6 | 1.9% | — |
| 11 | Relyance Bank 76 out of 100, Strong | 6 | 1.9% | 12.0% |
| 12 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 1.9% | 74.7% |
| 13 | MORTGAGE FINANCIAL SERVICES, LLC | 6 | 1.9% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.6% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.6% | 39.5% |
| 16 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 5 | 1.6% | 31.7% |
| 17 | Broker Solutions, Inc. | 4 | 1.3% | — |
| 18 | FIRSTTRUST HOME LOANS, INC. | 4 | 1.3% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.3% | — |
| 20 | PLANET HOME LENDING, LLC | 4 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 4 | 1.3% | — |
| 22 | PINE BLUFF COTTON BELT Federal Credit Union | 4 | 1.3% | — |
| 23 | Rocket Mortgage, LLC | 3 | 1.0% | — |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.0% | — |
| 25 | Eagle Bank and Trust Company 83 out of 100, Strong | 3 | 1.0% | 4.9% |
| 26 | Coastal Community Bank 35 out of 100, Low | 3 | 1.0% | 3.0% |
| 27 | Discover Bank | 2 | 0.6% | — |
| 28 | AmeriSave Mortgage Corporation | 2 | 0.6% | — |
| 29 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.6% | 19.1% |
| 30 | AMERITRUST MORTGAGE CORPORATION | 2 | 0.6% | — |
| 31 | UNITED BUILT HOMES, L.L.C. | 2 | 0.6% | — |
| 32 | TIB National Association 76 out of 100, Strong | 2 | 0.6% | 29.5% |
| 33 | Loandepot.Com, LLC | 1 | 0.3% | — |
| 34 | GUARANTEED RATE, INC. | 1 | 0.3% | — |
| 35 | Regions Bank 64 out of 100, Moderate | 1 | 0.3% | 43.1% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.3% | — |
| 37 | Orion Federal Credit Union 72 out of 100, Strong | 1 | 0.3% | 4.8% |
| 38 | Merchants and Farmers Bank 50 out of 100, Below average | 1 | 0.3% | 13.9% |
| 39 | Chambers Bank 81 out of 100, Strong | 1 | 0.3% | 11.0% |
| 40 | Gateway First Bank 54 out of 100, Below average | 1 | 0.3% | 5.3% |
Top 40 of 64 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps