Arkansas · HMDA 2025
Mortgage lenders in Searcy County, AR
83 lenders reported 301 home-loan applications in Searcy County in 2025. 152 closed as loans ($23.5M), 66 were denied — a 29.3% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 21% of applications, led by Bank of 1889. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 301
- Loans originated
- 152
- Purchase / refinance
- 79 / 47
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Searcy County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of 1889 72 out of 100, Strong | 22 | 7.3% | 3.2% |
| 2 | 21st Mortgage Corporation | 21 | 7.0% | — |
| 3 | Bank OZK 76 out of 100, Strong | 19 | 6.3% | 37.8% |
| 4 | Simmons Bank 60 out of 100, Moderate | 16 | 5.3% | 26.5% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 15 | 5.0% | — |
| 6 | BARKSDALE | 13 | 4.3% | — |
| 7 | Rocket Mortgage, LLC | 12 | 4.0% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 3.3% | — |
| 9 | GUILD MORTGAGE COMPANY | 8 | 2.7% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 7 | 2.3% | — |
| 11 | Mortgage Research Center, LLC | 7 | 2.3% | — |
| 12 | Click n' Close, Inc. | 7 | 2.3% | — |
| 13 | First Arkansas Bank and Trust 63 out of 100, Moderate | 7 | 2.3% | 1.0% |
| 14 | Arvest Bank 57 out of 100, Moderate | 7 | 2.3% | 18.5% |
| 15 | AmeriSave Mortgage Corporation | 6 | 2.0% | — |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 2.0% | 74.7% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.7% | 14.1% |
| 18 | PLANET HOME LENDING, LLC | 5 | 1.7% | — |
| 19 | AMERICAN FINANCING CORPORATION | 5 | 1.7% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 5 | 1.7% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.3% | 32.9% |
| 22 | Fairway Independent Mortgage Corporation | 4 | 1.3% | — |
| 23 | Broker Solutions, Inc. | 4 | 1.3% | — |
| 24 | Equity Bank 65 out of 100, Moderate | 4 | 1.3% | 18.4% |
| 25 | CMG MORTGAGE, INC. | 3 | 1.0% | — |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 1.0% | 32.5% |
| 27 | Signature Bank of Arkansas 67 out of 100, Moderate | 3 | 1.0% | 4.0% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.0% | — |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.0% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.0% | — |
| 31 | Loandepot.Com, LLC | 2 | 0.7% | — |
| 32 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.7% | — |
| 33 | Regions Bank 64 out of 100, Moderate | 2 | 0.7% | 43.1% |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.7% | 33.8% |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.7% | 44.7% |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.7% | 39.5% |
| 37 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | 0.7% | — |
| 38 | EUSTIS MORTGAGE CORPORATION | 2 | 0.7% | — |
| 39 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 2 | 0.7% | 31.7% |
| 40 | Farm Credit Services of Western Arkansas, ACA | 2 | 0.7% | — |
Top 40 of 83 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps