Indiana · HMDA 2025
Mortgage lenders in Kosciusko County, IN
219 lenders reported 3,886 home-loan applications in Kosciusko County in 2025. 2,358 closed as loans ($477.1M), 524 were denied — a 17.4% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 26% of applications, led by Lake City Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,886
- Loans originated
- 2,358
- Purchase / refinance
- 1,028 / 763
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kosciusko County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Lake City Bank 73 out of 100, Strong | 545 | 14.0% | 12.4% |
| 2 | RUOFF MORTGAGE COMPANY, INC. | 277 | 7.1% | — |
| 3 | First Federal Savings Bank 56 out of 100, Moderate | 182 | 4.7% | 1.8% |
| 4 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 165 | 4.2% | 22.2% |
| 5 | INTERRA CREDIT UNION 64 out of 100, Moderate | 134 | 3.4% | 23.2% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 119 | 3.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 104 | 2.7% | — |
| 8 | Rocket Mortgage, LLC | 100 | 2.6% | — |
| 9 | Zippy Loans, LLC | 91 | 2.3% | — |
| 10 | Northwest Bank 66 out of 100, Moderate | 91 | 2.3% | 20.6% |
| 11 | 1st Source Bank 75 out of 100, Strong | 83 | 2.1% | 19.3% |
| 12 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 77 | 2.0% | — |
| 13 | NEWREZ LLC | 75 | 1.9% | — |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 74 | 1.9% | 33.8% |
| 15 | Horizon Bank 72 out of 100, Strong | 73 | 1.9% | 22.7% |
| 16 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 72 | 1.9% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 61 | 1.6% | 14.1% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 57 | 1.5% | 39.5% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 57 | 1.5% | — |
| 20 | GENEVA FINANCIAL, LLC | 56 | 1.4% | — |
| 21 | Fifth Third Bank, National Association 62 out of 100, Moderate | 51 | 1.3% | 34.0% |
| 22 | BEACON CREDIT UNION | 48 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 47 | 1.2% | — |
| 24 | Three Rivers Federal Credit Union 78 out of 100, Strong | 43 | 1.1% | 16.3% |
| 25 | 21st Mortgage Corporation | 40 | 1.0% | — |
| 26 | Mortgage Research Center, LLC | 40 | 1.0% | — |
| 27 | Crossroads Bank 57 out of 100, Moderate | 39 | 1.0% | 4.7% |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 38 | 1.0% | — |
| 29 | Old National Bank 59 out of 100, Moderate | 37 | 1.0% | 22.1% |
| 30 | NATIONSTAR MORTGAGE LLC | 34 | 0.9% | — |
| 31 | KeyBank National Association 63 out of 100, Moderate | 34 | 0.9% | 32.8% |
| 32 | GVC MORTGAGE, INC. | 31 | 0.8% | — |
| 33 | PLANET HOME LENDING, LLC | 30 | 0.8% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 28 | 0.7% | 3.0% |
| 35 | Loandepot.Com, LLC | 27 | 0.7% | — |
| 36 | Broker Solutions, Inc. | 27 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 26 | 0.7% | — |
| 38 | The Huntington National Bank 59 out of 100, Moderate | 25 | 0.6% | 31.6% |
| 39 | FIGURE LENDING LLC | 21 | 0.5% | — |
| 40 | NOTRE DAME FEDERAL CREDIT UNION CORPORATION 64 out of 100, Moderate | 18 | 0.5% | 19.7% |
Top 40 of 219 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps