Indiana · HMDA 2025
Mortgage lenders in Miami County, IN
135 lenders reported 1,333 home-loan applications in Miami County in 2025. 698 closed as loans ($95.0M), 224 were denied — a 22.6% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 22% of applications, led by First Farmers Bank & Trust Co.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,333
- Loans originated
- 698
- Purchase / refinance
- 297 / 253
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Miami County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 119 | 8.9% | 17.6% |
| 2 | BEACON CREDIT UNION | 97 | 7.3% | — |
| 3 | RUOFF MORTGAGE COMPANY, INC. | 83 | 6.2% | — |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 64 | 4.8% | 33.8% |
| 5 | Rocket Mortgage, LLC | 58 | 4.4% | — |
| 6 | Zippy Loans, LLC | 51 | 3.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 49 | 3.7% | — |
| 8 | Mortgage Research Center, LLC | 41 | 3.1% | — |
| 9 | First Merchants Bank 58 out of 100, Moderate | 36 | 2.7% | 19.8% |
| 10 | NEWREZ LLC | 28 | 2.1% | — |
| 11 | First Bank of Berne 73 out of 100, Strong | 25 | 1.9% | 9.9% |
| 12 | Flagstar Bank, N.A. 31 out of 100, Low | 23 | 1.7% | 35.1% |
| 13 | FREEDOM MORTGAGE CORPORATION | 22 | 1.7% | — |
| 14 | Crossroads Bank 57 out of 100, Moderate | 21 | 1.6% | 4.7% |
| 15 | PLAZA HOME MORTGAGE, INC. | 19 | 1.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.4% | 14.1% |
| 17 | SOLIDARITY COMMUNITY Federal Credit Union 76 out of 100, Strong | 18 | 1.4% | 22.8% |
| 18 | Lake City Bank 73 out of 100, Strong | 17 | 1.3% | 12.4% |
| 19 | Loandepot.Com, LLC | 16 | 1.2% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 1.2% | — |
| 21 | Broker Solutions, Inc. | 16 | 1.2% | — |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 1.2% | 39.5% |
| 23 | Security Federal Savings Bank 68 out of 100, Moderate | 15 | 1.1% | 7.5% |
| 24 | PLANET HOME LENDING, LLC | 14 | 1.1% | — |
| 25 | Kiavi Funding, Inc. | 14 | 1.1% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 13 | 1.0% | — |
| 28 | GoodLeap, LLC | 13 | 1.0% | — |
| 29 | 1st Source Bank 75 out of 100, Strong | 13 | 1.0% | 19.3% |
| 30 | Luminate Bank 47 out of 100, Below average | 12 | 0.9% | 4.3% |
| 31 | First Federal Savings Bank 56 out of 100, Moderate | 12 | 0.9% | 1.8% |
| 32 | AmeriSave Mortgage Corporation | 11 | 0.8% | — |
| 33 | NEW DAY FINANCIAL, LLC | 11 | 0.8% | — |
| 34 | The Huntington National Bank 59 out of 100, Moderate | 10 | 0.8% | 31.6% |
| 35 | GVC MORTGAGE, INC. | 10 | 0.8% | — |
| 36 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | 0.7% | — |
| 37 | DIRECT MORTGAGE LOANS, LLC | 9 | 0.7% | — |
| 38 | Ixonia Bank 67 out of 100, Moderate | 9 | 0.7% | 4.7% |
| 39 | Three Rivers Federal Credit Union 78 out of 100, Strong | 9 | 0.7% | 16.3% |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 8 | 0.6% | — |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps