Iowa · HMDA 2025
Mortgage lenders in Boone County, IA
135 lenders reported 1,215 home-loan applications in Boone County in 2025. 722 closed as loans ($128.6M), 184 were denied — a 19.7% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 17% of applications, led by IOWA BANKERS MORTGAGE CORPORATION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,215
- Loans originated
- 722
- Purchase / refinance
- 337 / 214
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Boone County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IOWA BANKERS MORTGAGE CORPORATION | 74 | 6.1% | — |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 65 | 5.3% | 10.1% |
| 3 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 62 | 5.1% | 8.4% |
| 4 | Community Choice Credit Union | 58 | 4.8% | — |
| 5 | Rocket Mortgage, LLC | 49 | 4.0% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 47 | 3.9% | 39.5% |
| 7 | GUILD MORTGAGE COMPANY | 41 | 3.4% | — |
| 8 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 41 | 3.4% | 11.2% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.2% | — |
| 10 | Mortgage Research Center, LLC | 34 | 2.8% | — |
| 11 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 31 | 2.6% | 21.3% |
| 12 | BMO Bank National Association 83 out of 100, Strong | 27 | 2.2% | 40.5% |
| 13 | 21st Mortgage Corporation | 26 | 2.1% | — |
| 14 | NEWREZ LLC | 25 | 2.1% | — |
| 15 | Broker Solutions, Inc. | 22 | 1.8% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 19 | 1.6% | — |
| 17 | Northwest Bank 70 out of 100, Strong | 19 | 1.6% | 6.0% |
| 18 | PEOPLES BANK 65 out of 100, Moderate | 18 | 1.5% | 6.2% |
| 19 | Loandepot.Com, LLC | 17 | 1.4% | — |
| 20 | VISIONBANK OF IOWA 64 out of 100, Moderate | 17 | 1.4% | 9.6% |
| 21 | FIGURE LENDING LLC | 16 | 1.3% | — |
| 22 | LOWER, LLC | 15 | 1.2% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 1.2% | — |
| 24 | LAND HOME FINANCIAL SERVICES, INC. | 14 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 13 | 1.1% | — |
| 26 | AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 1.1% | — |
| 27 | GUARANTEED RATE, INC. | 12 | 1.0% | — |
| 28 | Empeople Credit Union 58 out of 100, Moderate | 12 | 1.0% | 25.7% |
| 29 | RIVER VALLEY Credit Union | 12 | 1.0% | — |
| 30 | United Bank of Iowa 73 out of 100, Strong | 11 | 0.9% | 21.4% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 10 | 0.8% | — |
| 33 | City State Bank | 10 | 0.8% | — |
| 34 | Fidelity Bank 52 out of 100, Below average | 9 | 0.7% | 2.6% |
| 35 | Availa Bank 65 out of 100, Moderate | 9 | 0.7% | 5.3% |
| 36 | Coastal Community Bank 35 out of 100, Low | 9 | 0.7% | 3.0% |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 0.7% | 14.1% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.7% | 22.2% |
| 39 | Premier Credit Union 51 out of 100, Below average | 8 | 0.7% | 13.8% |
| 40 | ENVOY MORTGAGE, LTD | 8 | 0.7% | — |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps