Iowa · HMDA 2025
Mortgage lenders in Cass County, IA
102 lenders reported 469 home-loan applications in Cass County in 2025. 265 closed as loans ($33.6M), 76 were denied — a 21.7% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 26% of applications, led by CMG MORTGAGE, INC.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 469
- Loans originated
- 265
- Purchase / refinance
- 165 / 56
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cass County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CMG MORTGAGE, INC. | 55 | 11.7% | — |
| 2 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 37 | 7.9% | 15.4% |
| 3 | Rolling Hills Bank & Trust 77 out of 100, Strong | 30 | 6.4% | 4.3% |
| 4 | Rocket Mortgage, LLC | 29 | 6.2% | — |
| 5 | AmeriSave Mortgage Corporation | 16 | 3.4% | — |
| 6 | Mortgage Research Center, LLC | 16 | 3.4% | — |
| 7 | FNB Bank 91 out of 100, Very strong | 14 | 3.0% | 12.5% |
| 8 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 14 | 3.0% | 11.2% |
| 9 | Broker Solutions, Inc. | 13 | 2.8% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 2.6% | 39.5% |
| 11 | First Interstate Bank 62 out of 100, Moderate | 12 | 2.6% | 29.4% |
| 12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 2.1% | — |
| 13 | IOWA BANKERS MORTGAGE CORPORATION | 10 | 2.1% | — |
| 14 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 1.9% | 22.2% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 1.9% | — |
| 16 | GREENSTATE Credit Union 50 out of 100, Below average | 9 | 1.9% | 10.1% |
| 17 | NEWREZ LLC | 7 | 1.5% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 6 | 1.3% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.1% | 32.9% |
| 20 | Loandepot.Com, LLC | 5 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 5 | 1.1% | — |
| 22 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 1.1% | 10.0% |
| 23 | WEST GATE BANK 72 out of 100, Strong | 5 | 1.1% | 4.8% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.9% | 14.1% |
| 25 | GUILD MORTGAGE COMPANY | 4 | 0.9% | — |
| 26 | Flanagan State Bank 67 out of 100, Moderate | 4 | 0.9% | 14.2% |
| 27 | FIGURE LENDING LLC | 4 | 0.9% | — |
| 28 | The Shelby County State Bank | 4 | 0.9% | — |
| 29 | Farm Credit Mid-America | 4 | 0.9% | — |
| 30 | Bank Iowa 54 out of 100, Below average | 4 | 0.9% | 10.7% |
| 31 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 4 | 0.9% | 3.0% |
| 33 | PENNYMAC LOAN SERVICES, LLC | 3 | 0.6% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 35 | ZILLOW HOME LOANS, LLC | 3 | 0.6% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.6% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.6% | — |
| 38 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 3 | 0.6% | 9.1% |
| 39 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.4% | 44.7% |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps