Iowa · HMDA 2025
Mortgage lenders in Cherokee County, IA
70 lenders reported 282 home-loan applications in Cherokee County in 2025. 177 closed as loans ($26.5M), 43 were denied — a 19.3% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 43% of applications, led by Central Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 282
- Loans originated
- 177
- Purchase / refinance
- 101 / 42
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cherokee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Central Bank 65 out of 100, Moderate | 82 | 29.1% | 5.5% |
| 2 | United Bank of Iowa 73 out of 100, Strong | 20 | 7.1% | 21.4% |
| 3 | IOWA BANKERS MORTGAGE CORPORATION | 18 | 6.4% | — |
| 4 | Rocket Mortgage, LLC | 17 | 6.0% | — |
| 5 | Mortgage Research Center, LLC | 13 | 4.6% | — |
| 6 | Flanagan State Bank 67 out of 100, Moderate | 7 | 2.5% | 14.2% |
| 7 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 7 | 2.5% | 11.2% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.1% | — |
| 9 | SECURITY STATE BANK | 6 | 2.1% | — |
| 10 | Broker Solutions, Inc. | 5 | 1.8% | — |
| 11 | AmeriSave Mortgage Corporation | 5 | 1.8% | — |
| 12 | American State Bank 66 out of 100, Moderate | 5 | 1.8% | 4.7% |
| 13 | Northwest Bank 70 out of 100, Strong | 5 | 1.8% | 6.0% |
| 14 | NATIONSTAR MORTGAGE LLC | 4 | 1.4% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 4 | 1.4% | — |
| 16 | Coastal Community Bank 35 out of 100, Low | 4 | 1.4% | 3.0% |
| 17 | Loandepot.Com, LLC | 3 | 1.1% | — |
| 18 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 3 | 1.1% | 18.2% |
| 19 | FIGURE LENDING LLC | 3 | 1.1% | — |
| 20 | PLANET HOME LENDING, LLC | 3 | 1.1% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.1% | — |
| 22 | NEWREZ LLC | 2 | 0.7% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.7% | — |
| 25 | SPRING EQ, LLC | 2 | 0.7% | — |
| 26 | Farm Credit Mid-America | 2 | 0.7% | — |
| 27 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 2 | 0.7% | 5.1% |
| 28 | Availa Bank 65 out of 100, Moderate | 2 | 0.7% | 5.3% |
| 29 | UNION HOME MORTGAGE CORP. | 2 | 0.7% | — |
| 30 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 0.7% | — |
| 31 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.7% | 37.2% |
| 32 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 33 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 35 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 37 | Libertyville Bank & Trust Company, N.A. 69 out of 100, Moderate | 1 | 0.4% | 3.9% |
| 38 | Great Southern Bank 73 out of 100, Strong | 1 | 0.4% | 24.6% |
| 39 | Cornerstone First Mortgage, Inc | 1 | 0.4% | — |
| 40 | Community Choice Credit Union | 1 | 0.4% | — |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps