Iowa · HMDA 2025
Mortgage lenders in Clarke County, IA
91 lenders reported 396 home-loan applications in Clarke County in 2025. 246 closed as loans ($35.7M), 51 were denied — a 16.6% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 23% of applications, led by VERIDIAN CREDIT UNION. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 396
- Loans originated
- 246
- Purchase / refinance
- 127 / 73
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clarke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 32 | 8.1% | 11.2% |
| 2 | American State Bank 83 out of 100, Strong | 30 | 7.6% | 2.1% |
| 3 | First National Bank, Ames, Iowa 60 out of 100, Moderate | 28 | 7.1% | 14.3% |
| 4 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 23 | 5.8% | 15.4% |
| 5 | GREENSTATE Credit Union 50 out of 100, Below average | 19 | 4.8% | 10.1% |
| 6 | AMERICAN PACIFIC MORTGAGE CORPORATION | 16 | 4.0% | — |
| 7 | IOWA BANKERS MORTGAGE CORPORATION | 15 | 3.8% | — |
| 8 | Broker Solutions, Inc. | 13 | 3.3% | — |
| 9 | NEWREZ LLC | 11 | 2.8% | — |
| 10 | Rocket Mortgage, LLC | 11 | 2.8% | — |
| 11 | First Interstate Bank 62 out of 100, Moderate | 9 | 2.3% | 29.4% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.0% | — |
| 13 | Fidelity Bank 52 out of 100, Below average | 8 | 2.0% | 2.6% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 7 | 1.8% | — |
| 15 | GUARANTEED RATE, INC. | 7 | 1.8% | — |
| 16 | AmeriSave Mortgage Corporation | 7 | 1.8% | — |
| 17 | Community Choice Credit Union | 6 | 1.5% | — |
| 18 | HOMESERVICES LENDING, LLC | 6 | 1.5% | — |
| 19 | NEW DAY FINANCIAL, LLC | 6 | 1.5% | — |
| 20 | WEST GATE BANK 72 out of 100, Strong | 6 | 1.5% | 4.8% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.3% | 14.1% |
| 22 | Fairway Independent Mortgage Corporation | 5 | 1.3% | — |
| 23 | Loandepot.Com, LLC | 5 | 1.3% | — |
| 24 | Mortgage Research Center, LLC | 5 | 1.3% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.0% | 32.9% |
| 26 | MOVEMENT MORTGAGE, LLC | 4 | 1.0% | — |
| 27 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 4 | 1.0% | 21.3% |
| 28 | Northwest Bank 70 out of 100, Strong | 4 | 1.0% | 6.0% |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 1.0% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.8% | 39.5% |
| 31 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 3 | 0.8% | 18.2% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.8% | — |
| 33 | MARINE CREDIT UNION 53 out of 100, Below average | 3 | 0.8% | 44.9% |
| 34 | PHH Mortgage Corporation | 3 | 0.8% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.5% | 32.5% |
| 36 | GUILD MORTGAGE COMPANY | 2 | 0.5% | — |
| 37 | PEOPLES BANK 65 out of 100, Moderate | 2 | 0.5% | 6.2% |
| 38 | Sierra Pacific Mortgage Company, Inc. | 2 | 0.5% | — |
| 39 | FIGURE LENDING LLC | 2 | 0.5% | — |
| 40 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.5% | 19.1% |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps