Iowa · HMDA 2025
Mortgage lenders in Clinton County, IA
140 lenders reported 1,352 home-loan applications in Clinton County in 2025. 811 closed as loans ($142.3M), 181 were denied — a 17.7% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 27% of applications, led by First Central State Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,352
- Loans originated
- 811
- Purchase / refinance
- 480 / 226
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clinton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Central State Bank 83 out of 100, Strong | 123 | 9.1% | 9.1% |
| 2 | ASCENTRA Credit Union 63 out of 100, Moderate | 120 | 8.9% | 18.5% |
| 3 | Broker Solutions, Inc. | 117 | 8.7% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 98 | 7.2% | 39.5% |
| 5 | GREENSTATE Credit Union 50 out of 100, Below average | 76 | 5.6% | 10.1% |
| 6 | Rocket Mortgage, LLC | 60 | 4.4% | — |
| 7 | IOWA BANKERS MORTGAGE CORPORATION | 60 | 4.4% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 34 | 2.5% | — |
| 9 | Mortgage Research Center, LLC | 33 | 2.4% | — |
| 10 | CMG MORTGAGE, INC. | 31 | 2.3% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 30 | 2.2% | — |
| 12 | NEWREZ LLC | 26 | 1.9% | — |
| 13 | Du Trac Community Credit Union | 25 | 1.8% | — |
| 14 | RUHL MORTGAGE, LLC | 25 | 1.8% | — |
| 15 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 23 | 1.7% | 14.5% |
| 16 | LOWER, LLC | 22 | 1.6% | — |
| 17 | Loandepot.Com, LLC | 21 | 1.6% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.6% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 18 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 14 | 1.0% | — |
| 21 | Empeople Credit Union 58 out of 100, Moderate | 13 | 1.0% | 25.7% |
| 22 | NATIONSTAR MORTGAGE LLC | 12 | 0.9% | — |
| 23 | PLANET HOME LENDING, LLC | 11 | 0.8% | — |
| 24 | MARINE CREDIT UNION 53 out of 100, Below average | 10 | 0.7% | 44.9% |
| 25 | Plains Commerce Bank 59 out of 100, Moderate | 10 | 0.7% | 10.0% |
| 26 | NEW DAY FINANCIAL, LLC | 10 | 0.7% | — |
| 27 | GUARANTEED RATE, INC. | 9 | 0.7% | — |
| 28 | R.I.A. Federal Credit Union 62 out of 100, Moderate | 9 | 0.7% | 25.1% |
| 29 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 9 | 0.7% | 3.0% |
| 31 | Farm Credit Mid-America | 8 | 0.6% | — |
| 32 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 8 | 0.6% | 11.2% |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.6% | — |
| 34 | Fidelity Bank & Trust 55 out of 100, Moderate | 8 | 0.6% | 4.5% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.5% | 22.2% |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 0.5% | — |
| 37 | Blue Grass Savings Bank 89 out of 100, Very strong | 7 | 0.5% | 0.0% |
| 38 | Granite Bank 53 out of 100, Below average | 7 | 0.5% | 6.2% |
| 39 | DUPACO COMMUNITY | 7 | 0.5% | — |
| 40 | Lendage, LLC | 6 | 0.4% | — |
Top 40 of 140 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps