Iowa · HMDA 2025
Mortgage lenders in Fremont County, IA
70 lenders reported 250 home-loan applications in Fremont County in 2025. 149 closed as loans ($26.2M), 31 were denied — a 16.8% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 250
- Loans originated
- 149
- Purchase / refinance
- 70 / 51
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fremont County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 16 | 6.4% | — |
| 2 | Arbor Bank 57 out of 100, Moderate | 15 | 6.0% | 0.9% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 13 | 5.2% | — |
| 4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 4.8% | — |
| 5 | Glenwood State Bank 77 out of 100, Strong | 12 | 4.8% | 1.2% |
| 6 | Bank Iowa 54 out of 100, Below average | 12 | 4.8% | 10.7% |
| 7 | CMG MORTGAGE, INC. | 10 | 4.0% | — |
| 8 | CENTRIS | 9 | 3.6% | — |
| 9 | First Interstate Bank 62 out of 100, Moderate | 8 | 3.2% | 29.4% |
| 10 | Mortgage Research Center, LLC | 7 | 2.8% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.4% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 2.4% | 39.5% |
| 13 | First National Bank of Omaha 72 out of 100, Strong | 6 | 2.4% | 25.9% |
| 14 | NEWREZ LLC | 5 | 2.0% | — |
| 15 | GUARANTEED RATE, INC. | 5 | 2.0% | — |
| 16 | AmeriSave Mortgage Corporation | 5 | 2.0% | — |
| 17 | Farm Credit Mid-America | 5 | 2.0% | — |
| 18 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 5 | 2.0% | 11.2% |
| 19 | Loandepot.Com, LLC | 4 | 1.6% | — |
| 20 | Broker Solutions, Inc. | 4 | 1.6% | — |
| 21 | FIGURE LENDING LLC | 4 | 1.6% | — |
| 22 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 4 | 1.6% | 15.4% |
| 23 | Malvern Bank | 4 | 1.6% | — |
| 24 | American National Bank | 4 | 1.6% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.2% | 32.9% |
| 26 | Empeople Credit Union 58 out of 100, Moderate | 3 | 1.2% | 25.7% |
| 27 | ASSEMBLIES OF GOD Credit Union 41 out of 100, Below average | 3 | 1.2% | 0.8% |
| 28 | IOWA BANKERS MORTGAGE CORPORATION | 3 | 1.2% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 3 | 1.2% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.2% | — |
| 31 | Flanagan State Bank 67 out of 100, Moderate | 2 | 0.8% | 14.2% |
| 32 | MidFirst Bank 34 out of 100, Low | 2 | 0.8% | 16.3% |
| 33 | Houghton State Bank 69 out of 100, Moderate | 2 | 0.8% | 2.2% |
| 34 | Mutual First Federal Credit Union 38 out of 100, Low | 2 | 0.8% | 20.5% |
| 35 | CHARTER WEST BANK 68 out of 100, Moderate | 2 | 0.8% | 8.6% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.8% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.8% | — |
| 38 | WEST GATE BANK 72 out of 100, Strong | 2 | 0.8% | 4.8% |
| 39 | LOWER, LLC | 2 | 0.8% | — |
| 40 | BETTER MORTGAGE CORPORATION | 2 | 0.8% | — |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps