Iowa · HMDA 2025
Mortgage lenders in Humboldt County, IA
68 lenders reported 288 home-loan applications in Humboldt County in 2025. 190 closed as loans ($28.0M), 31 were denied — a 13.7% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 38% of applications, led by Northwest Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 288
- Loans originated
- 190
- Purchase / refinance
- 94 / 57
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Humboldt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Northwest Bank 70 out of 100, Strong | 47 | 16.3% | 6.0% |
| 2 | Bank Iowa 54 out of 100, Below average | 42 | 14.6% | 10.7% |
| 3 | Rocket Mortgage, LLC | 19 | 6.6% | — |
| 4 | IOWA BANKERS MORTGAGE CORPORATION | 17 | 5.9% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 10 | 3.5% | — |
| 6 | GREENSTATE Credit Union 50 out of 100, Below average | 10 | 3.5% | 10.1% |
| 7 | Mortgage Research Center, LLC | 9 | 3.1% | — |
| 8 | United Bank of Iowa 73 out of 100, Strong | 9 | 3.1% | 21.4% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.8% | — |
| 10 | FRONTIER FINANCIAL, INC. | 8 | 2.8% | — |
| 11 | Broker Solutions, Inc. | 6 | 2.1% | — |
| 12 | AmeriSave Mortgage Corporation | 6 | 2.1% | — |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 1.7% | 22.2% |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.7% | 39.5% |
| 15 | NATIONSTAR MORTGAGE LLC | 4 | 1.4% | — |
| 16 | NEWREZ LLC | 3 | 1.0% | — |
| 17 | GUARANTEED RATE, INC. | 3 | 1.0% | — |
| 18 | GUILD MORTGAGE COMPANY | 3 | 1.0% | — |
| 19 | Flanagan State Bank 67 out of 100, Moderate | 3 | 1.0% | 14.2% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.0% | — |
| 21 | First Interstate Bank 62 out of 100, Moderate | 3 | 1.0% | 29.4% |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.0% | — |
| 23 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 1.0% | 37.2% |
| 24 | Loandepot.Com, LLC | 2 | 0.7% | — |
| 25 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 2 | 0.7% | 8.4% |
| 26 | Fidelity Bank 52 out of 100, Below average | 2 | 0.7% | 2.6% |
| 27 | PLANET HOME LENDING, LLC | 2 | 0.7% | — |
| 28 | Servion, Inc. | 2 | 0.7% | — |
| 29 | Bankers' Bank 69 out of 100, Moderate | 2 | 0.7% | 13.0% |
| 30 | FREEDOM MORTGAGE CORPORATION | 2 | 0.7% | — |
| 31 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 2 | 0.7% | 11.2% |
| 32 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 2 | 0.7% | — |
| 34 | WEST GATE BANK 72 out of 100, Strong | 2 | 0.7% | 4.8% |
| 35 | ROYAL UNITED MORTGAGE LLC | 2 | 0.7% | — |
| 36 | PHH Mortgage Corporation | 2 | 0.7% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 2 | 0.7% | 3.0% |
| 38 | CMG MORTGAGE, INC. | 1 | 0.3% | — |
| 39 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.3% | 31.6% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.3% | 32.9% |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps