Iowa · HMDA 2025
Mortgage lenders in Lee County, IA
95 lenders reported 597 home-loan applications in Lee County in 2025. 313 closed as loans ($36.1M), 117 were denied — a 25.7% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 31% of applications, led by Two Rivers Bank & Trust. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 597
- Loans originated
- 313
- Purchase / refinance
- 175 / 80
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Two Rivers Bank & Trust | 90 | 15.1% | — |
| 2 | Rocket Mortgage, LLC | 54 | 9.0% | — |
| 3 | IOWA BANKERS MORTGAGE CORPORATION | 40 | 6.7% | — |
| 4 | United Community Bank 72 out of 100, Strong | 39 | 6.5% | 10.6% |
| 5 | Mortgage Research Center, LLC | 30 | 5.0% | — |
| 6 | MidWestOne Bank | 28 | 4.7% | — |
| 7 | GREENSTATE Credit Union 50 out of 100, Below average | 25 | 4.2% | 10.1% |
| 8 | Broker Solutions, Inc. | 16 | 2.7% | — |
| 9 | Coastal Community Bank 35 out of 100, Low | 15 | 2.5% | 3.0% |
| 10 | AmeriSave Mortgage Corporation | 13 | 2.2% | — |
| 11 | 21st Mortgage Corporation | 12 | 2.0% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.0% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 2.0% | 39.5% |
| 14 | NEWREZ LLC | 11 | 1.8% | — |
| 15 | FIGURE LENDING LLC | 11 | 1.8% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.7% | — |
| 17 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 9 | 1.5% | 11.2% |
| 18 | AIM Credit Union 79 out of 100, Strong | 8 | 1.3% | 4.5% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.2% | 32.9% |
| 20 | NEW DAY FINANCIAL, LLC | 7 | 1.2% | — |
| 21 | Community Choice Credit Union | 6 | 1.0% | — |
| 22 | PLANET HOME LENDING, LLC | 6 | 1.0% | — |
| 23 | RUHL MORTGAGE, LLC | 6 | 1.0% | — |
| 24 | Plains Commerce Bank 59 out of 100, Moderate | 6 | 1.0% | 10.0% |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.8% | 33.8% |
| 26 | SPRING EQ, LLC | 5 | 0.8% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 5 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 4 | 0.7% | — |
| 29 | ROYAL UNITED MORTGAGE LLC | 4 | 0.7% | — |
| 30 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 4 | 0.7% | 9.1% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.5% | 22.2% |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.5% | 44.7% |
| 34 | ZILLOW HOME LOANS, LLC | 3 | 0.5% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.5% | — |
| 36 | AMERICAN FINANCING CORPORATION | 3 | 0.5% | — |
| 37 | FREEDOM MORTGAGE CORPORATION | 3 | 0.5% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.5% | — |
| 39 | Washington State Bank 78 out of 100, Strong | 3 | 0.5% | 4.3% |
| 40 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.3% | 14.1% |
Top 40 of 95 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps