Iowa · HMDA 2025
Mortgage lenders in Louisa County, IA
63 lenders reported 234 home-loan applications in Louisa County in 2025. 130 closed as loans ($21.1M), 44 were denied — a 24.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 25% of applications, led by IOWA BANKERS MORTGAGE CORPORATION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 234
- Loans originated
- 130
- Purchase / refinance
- 70 / 41
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Louisa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IOWA BANKERS MORTGAGE CORPORATION | 20 | 8.5% | — |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 19 | 8.1% | 10.1% |
| 3 | Washington State Bank 78 out of 100, Strong | 19 | 8.1% | 4.3% |
| 4 | Hills Bank and Trust Company 84 out of 100, Strong | 13 | 5.6% | 6.6% |
| 5 | CBI Bank & Trust | 11 | 4.7% | — |
| 6 | MidWestOne Bank | 10 | 4.3% | — |
| 7 | Two Rivers Bank & Trust | 10 | 4.3% | — |
| 8 | ASCENTRA Credit Union 63 out of 100, Moderate | 9 | 3.8% | 18.5% |
| 9 | NEWREZ LLC | 7 | 3.0% | — |
| 10 | Mortgage Research Center, LLC | 7 | 3.0% | — |
| 11 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 6 | 2.6% | 15.4% |
| 12 | PLANET HOME LENDING, LLC | 5 | 2.1% | — |
| 13 | Broker Solutions, Inc. | 4 | 1.7% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.7% | — |
| 15 | Rocket Mortgage, LLC | 4 | 1.7% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.7% | 39.5% |
| 17 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 4 | 1.7% | 14.5% |
| 18 | RUHL MORTGAGE, LLC | 4 | 1.7% | — |
| 19 | RESIDENTIAL MORTGAGE NETWORK, INC. | 4 | 1.7% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 4 | 1.7% | 3.0% |
| 21 | Federation Bank 83 out of 100, Strong | 3 | 1.3% | 7.4% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.3% | — |
| 23 | FIGURE LENDING LLC | 3 | 1.3% | — |
| 24 | MARINE CREDIT UNION 53 out of 100, Below average | 3 | 1.3% | 44.9% |
| 25 | Granite Bank 53 out of 100, Below average | 3 | 1.3% | 6.2% |
| 26 | NATIONSTAR MORTGAGE LLC | 3 | 1.3% | — |
| 27 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 1.3% | 11.2% |
| 28 | THE FAMILY | 3 | 1.3% | — |
| 29 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 1.3% | — |
| 30 | 21st Mortgage Corporation | 2 | 0.9% | — |
| 31 | AmeriSave Mortgage Corporation | 2 | 0.9% | — |
| 32 | Click n' Close, Inc. | 2 | 0.9% | — |
| 33 | NEW DAY FINANCIAL, LLC | 2 | 0.9% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.9% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 36 | MOVEMENT MORTGAGE, LLC | 1 | 0.4% | — |
| 37 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 38 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.4% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 40 | SPRING EQ, LLC | 1 | 0.4% | — |
Top 40 of 63 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps