Iowa · HMDA 2025
Mortgage lenders in Lyon County, IA
66 lenders reported 356 home-loan applications in Lyon County in 2025. 227 closed as loans ($43.2M), 48 were denied — a 16.6% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 31% of applications, led by American State Bank. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 356
- Loans originated
- 227
- Purchase / refinance
- 122 / 59
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lyon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | American State Bank 66 out of 100, Moderate | 39 | 11.0% | 4.7% |
| 2 | Premier Bank 60 out of 100, Moderate | 37 | 10.4% | 15.7% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 34 | 9.6% | 39.5% |
| 4 | IOWA BANKERS MORTGAGE CORPORATION | 32 | 9.0% | — |
| 5 | Frontier Bank 67 out of 100, Moderate | 32 | 9.0% | 3.7% |
| 6 | Peoples Bank 69 out of 100, Moderate | 18 | 5.1% | 11.1% |
| 7 | First Bank & Trust 70 out of 100, Strong | 18 | 5.1% | 14.9% |
| 8 | Security Savings Bank 69 out of 100, Moderate | 15 | 4.2% | 11.0% |
| 9 | Rocket Mortgage, LLC | 12 | 3.4% | — |
| 10 | First International Bank & Trust 52 out of 100, Below average | 6 | 1.7% | 5.8% |
| 11 | Farm Credit Mid-America | 6 | 1.7% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.4% | — |
| 13 | NEWREZ LLC | 4 | 1.1% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 1.1% | 32.5% |
| 15 | Reliabank Dakota 71 out of 100, Strong | 4 | 1.1% | 7.4% |
| 16 | Plains Commerce Bank 59 out of 100, Moderate | 4 | 1.1% | 10.0% |
| 17 | Levo Federal Credit Union 64 out of 100, Moderate | 4 | 1.1% | 7.8% |
| 18 | First PREMIER Bank 85 out of 100, Very strong | 4 | 1.1% | 18.8% |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.8% | 22.2% |
| 20 | Fairway Independent Mortgage Corporation | 3 | 0.8% | — |
| 21 | Broker Solutions, Inc. | 3 | 0.8% | — |
| 22 | GUARANTEED RATE, INC. | 3 | 0.8% | — |
| 23 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 24 | PLANET HOME LENDING, LLC | 3 | 0.8% | — |
| 25 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 3 | 0.8% | — |
| 26 | First Dakota National Bank 72 out of 100, Strong | 3 | 0.8% | 4.8% |
| 27 | Northwest Bank 70 out of 100, Strong | 3 | 0.8% | 6.0% |
| 28 | CMG MORTGAGE, INC. | 2 | 0.6% | — |
| 29 | GUILD MORTGAGE COMPANY | 2 | 0.6% | — |
| 30 | Mortgage Research Center, LLC | 2 | 0.6% | — |
| 31 | Primebank 61 out of 100, Moderate | 2 | 0.6% | 4.2% |
| 32 | NATIONSTAR MORTGAGE LLC | 2 | 0.6% | — |
| 33 | PLAZA HOME MORTGAGE, INC. | 2 | 0.6% | — |
| 34 | NEW DAY FINANCIAL, LLC | 2 | 0.6% | — |
| 35 | Central Bank 65 out of 100, Moderate | 2 | 0.6% | 5.5% |
| 36 | SERVICE FIRST FEDERAL CREDIT UNION 65 out of 100, Moderate | 2 | 0.6% | 7.4% |
| 37 | PHH Mortgage Corporation | 2 | 0.6% | — |
| 38 | CORTRUST MORTGAGE, INC. | 2 | 0.6% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 2 | 0.6% | 3.0% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.3% | 32.9% |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps