Iowa · HMDA 2025
Mortgage lenders in Mahaska County, IA
97 lenders reported 716 home-loan applications in Mahaska County in 2025. 455 closed as loans ($69.0M), 97 were denied — a 17.2% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 35% of applications, led by COMMUNITY 1ST CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 716
- Loans originated
- 455
- Purchase / refinance
- 224 / 169
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mahaska County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 99 | 13.8% | 15.4% |
| 2 | Bank Iowa 54 out of 100, Below average | 91 | 12.7% | 10.7% |
| 3 | MidWestOne Bank | 63 | 8.8% | — |
| 4 | IOWA BANKERS MORTGAGE CORPORATION | 42 | 5.9% | — |
| 5 | Rocket Mortgage, LLC | 38 | 5.3% | — |
| 6 | WEST GATE BANK 72 out of 100, Strong | 27 | 3.8% | 4.8% |
| 7 | GREENSTATE Credit Union 50 out of 100, Below average | 23 | 3.2% | 10.1% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 20 | 2.8% | — |
| 9 | Leighton State Bank 74 out of 100, Strong | 19 | 2.7% | 9.7% |
| 10 | Great Southern Bank 73 out of 100, Strong | 18 | 2.5% | 24.6% |
| 11 | Mortgage Research Center, LLC | 14 | 2.0% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.7% | — |
| 13 | First State Bank 75 out of 100, Strong | 12 | 1.7% | 0.5% |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 1.5% | 39.5% |
| 15 | 21st Mortgage Corporation | 10 | 1.4% | — |
| 16 | Sierra Pacific Mortgage Company, Inc. | 10 | 1.4% | — |
| 17 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 10 | 1.4% | 11.2% |
| 18 | NEW DAY FINANCIAL, LLC | 9 | 1.3% | — |
| 19 | PLANET HOME LENDING, LLC | 8 | 1.1% | — |
| 20 | Washington State Bank 78 out of 100, Strong | 8 | 1.1% | 4.3% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.0% | — |
| 22 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 1.0% | — |
| 23 | Broker Solutions, Inc. | 6 | 0.8% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 6 | 0.8% | 3.0% |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.7% | 32.5% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.7% | — |
| 27 | Farm Credit Mid-America | 5 | 0.7% | — |
| 28 | HOMESERVICES LENDING, LLC | 5 | 0.7% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 5 | 0.7% | — |
| 30 | Fairway Independent Mortgage Corporation | 4 | 0.6% | — |
| 31 | Loandepot.Com, LLC | 4 | 0.6% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.6% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 4 | 0.6% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.6% | — |
| 35 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.6% | 37.2% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.4% | 32.9% |
| 37 | NEWREZ LLC | 3 | 0.4% | — |
| 38 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.4% | 14.1% |
| 39 | Empeople Credit Union 58 out of 100, Moderate | 3 | 0.4% | 25.7% |
| 40 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 3 | 0.4% | 8.4% |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps