Iowa · HMDA 2025
Mortgage lenders in Mills County, IA
113 lenders reported 802 home-loan applications in Mills County in 2025. 501 closed as loans ($109.0M), 71 were denied — a 12.1% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 21% of applications, led by PENNYMAC LOAN SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 802
- Loans originated
- 501
- Purchase / refinance
- 263 / 148
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mills County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 58 | 7.2% | — |
| 2 | Glenwood State Bank 77 out of 100, Strong | 58 | 7.2% | 1.2% |
| 3 | Flanagan State Bank 67 out of 100, Moderate | 50 | 6.2% | 14.2% |
| 4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 50 | 6.2% | — |
| 5 | Rocket Mortgage, LLC | 42 | 5.2% | — |
| 6 | First National Bank of Omaha 72 out of 100, Strong | 36 | 4.5% | 25.9% |
| 7 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 31 | 3.9% | 11.2% |
| 8 | Mortgage Research Center, LLC | 29 | 3.6% | — |
| 9 | IOWA BANKERS MORTGAGE CORPORATION | 28 | 3.5% | — |
| 10 | Malvern Bank | 28 | 3.5% | — |
| 11 | NEWREZ LLC | 21 | 2.6% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 21 | 2.6% | — |
| 13 | 21st Mortgage Corporation | 15 | 1.9% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 1.7% | 39.5% |
| 15 | PLANET HOME LENDING, LLC | 12 | 1.5% | — |
| 16 | Bank Iowa 54 out of 100, Below average | 12 | 1.5% | 10.7% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.4% | 32.9% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.2% | — |
| 19 | Access Bank 65 out of 100, Moderate | 10 | 1.2% | 2.2% |
| 20 | CMG MORTGAGE, INC. | 9 | 1.1% | — |
| 21 | CHARTER WEST BANK 68 out of 100, Moderate | 9 | 1.1% | 8.6% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.0% | 14.1% |
| 23 | METRO CU | 8 | 1.0% | — |
| 24 | CENTRIS | 8 | 1.0% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 7 | 0.9% | — |
| 26 | Fairway Independent Mortgage Corporation | 6 | 0.7% | — |
| 27 | AmeriSave Mortgage Corporation | 6 | 0.7% | — |
| 28 | GUILD MORTGAGE COMPANY | 6 | 0.7% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 30 | Farm Credit Mid-America | 6 | 0.7% | — |
| 31 | FLAT BRANCH MORTGAGE, INC. | 6 | 0.7% | — |
| 32 | Plains Commerce Bank 59 out of 100, Moderate | 6 | 0.7% | 10.0% |
| 33 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 6 | 0.7% | 3.3% |
| 34 | BETTER MORTGAGE CORPORATION | 6 | 0.7% | — |
| 35 | Cobalt Credit Union | 6 | 0.7% | — |
| 36 | Loandepot.Com, LLC | 5 | 0.6% | — |
| 37 | Broker Solutions, Inc. | 5 | 0.6% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.6% | — |
| 39 | WEST GATE BANK 72 out of 100, Strong | 5 | 0.6% | 4.8% |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps