Iowa · HMDA 2025
Mortgage lenders in Monroe County, IA
57 lenders reported 187 home-loan applications in Monroe County in 2025. 117 closed as loans ($20.8M), 27 were denied — a 18.6% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 43% of applications, led by COMMUNITY 1ST CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 187
- Loans originated
- 117
- Purchase / refinance
- 61 / 50
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 62 | 33.2% | 15.4% |
| 2 | Rocket Mortgage, LLC | 12 | 6.4% | — |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 3.2% | — |
| 4 | WEST GATE BANK 72 out of 100, Strong | 6 | 3.2% | 4.8% |
| 5 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 3.2% | — |
| 6 | GREENSTATE Credit Union 50 out of 100, Below average | 6 | 3.2% | 10.1% |
| 7 | Empeople Credit Union 58 out of 100, Moderate | 5 | 2.7% | 25.7% |
| 8 | Broker Solutions, Inc. | 4 | 2.1% | — |
| 9 | Mortgage Research Center, LLC | 4 | 2.1% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.6% | — |
| 11 | AmeriSave Mortgage Corporation | 3 | 1.6% | — |
| 12 | FIGURE LENDING LLC | 3 | 1.6% | — |
| 13 | IOWA BANKERS MORTGAGE CORPORATION | 3 | 1.6% | — |
| 14 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 1.6% | 11.2% |
| 15 | GERSHMAN INVESTMENT CORP. | 3 | 1.6% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.1% | 32.9% |
| 17 | NEWREZ LLC | 2 | 1.1% | — |
| 18 | Fairway Independent Mortgage Corporation | 2 | 1.1% | — |
| 19 | Great Southern Bank 73 out of 100, Strong | 2 | 1.1% | 24.6% |
| 20 | Community Choice Credit Union | 2 | 1.1% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.1% | — |
| 22 | Collins Community Credit Union 31 out of 100, Low | 2 | 1.1% | 19.3% |
| 23 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 2 | 1.1% | 10.1% |
| 24 | Loan Funder LLC | 2 | 1.1% | — |
| 25 | MARINE CREDIT UNION 53 out of 100, Below average | 2 | 1.1% | 44.9% |
| 26 | Farm Credit Mid-America | 2 | 1.1% | — |
| 27 | CHARTER WEST BANK 68 out of 100, Moderate | 2 | 1.1% | 8.6% |
| 28 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 1.1% | 10.0% |
| 29 | ROYAL UNITED MORTGAGE LLC | 2 | 1.1% | — |
| 30 | COMPASS MORTGAGE, INC. | 2 | 1.1% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 2 | 1.1% | 3.0% |
| 32 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 35 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 36 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 37 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 39 | Journey Credit Union 85 out of 100, Very strong | 1 | 0.5% | 4.8% |
| 40 | Lendage, LLC | 1 | 0.5% | — |
Top 40 of 57 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps