Iowa · HMDA 2025
Mortgage lenders in Sioux County, IA
86 lenders reported 839 home-loan applications in Sioux County in 2025. 600 closed as loans ($147.0M), 76 were denied — a 10.8% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 47% of applications, led by American State Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 839
- Loans originated
- 600
- Purchase / refinance
- 419 / 128
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sioux County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | American State Bank 66 out of 100, Moderate | 185 | 22.1% | 4.7% |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 123 | 14.7% | — |
| 3 | Northwest Bank 70 out of 100, Strong | 88 | 10.5% | 6.0% |
| 4 | Peoples Bank 69 out of 100, Moderate | 55 | 6.6% | 11.1% |
| 5 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 46 | 5.5% | — |
| 6 | Premier Bank 60 out of 100, Moderate | 44 | 5.2% | 15.7% |
| 7 | Rivers Edge Bank 68 out of 100, Moderate | 34 | 4.1% | 4.3% |
| 8 | Primebank 61 out of 100, Moderate | 28 | 3.3% | 4.2% |
| 9 | The Security National Bank of Sioux City, Iowa 81 out of 100, Strong | 20 | 2.4% | 15.7% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 15 | 1.8% | — |
| 11 | Rocket Mortgage, LLC | 15 | 1.8% | — |
| 12 | Mortgage Research Center, LLC | 14 | 1.7% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.4% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 1.3% | 39.5% |
| 15 | Coastal Community Bank 35 out of 100, Low | 10 | 1.2% | 3.0% |
| 16 | Plains Commerce Bank 59 out of 100, Moderate | 7 | 0.8% | 10.0% |
| 17 | First PREMIER Bank 85 out of 100, Very strong | 7 | 0.8% | 18.8% |
| 18 | FIGURE LENDING LLC | 6 | 0.7% | — |
| 19 | Farm Credit Mid-America | 6 | 0.7% | — |
| 20 | NEWREZ LLC | 5 | 0.6% | — |
| 21 | First International Bank & Trust 52 out of 100, Below average | 5 | 0.6% | 5.8% |
| 22 | NATIONSTAR MORTGAGE LLC | 5 | 0.6% | — |
| 23 | Broker Solutions, Inc. | 4 | 0.5% | — |
| 24 | AmeriSave Mortgage Corporation | 3 | 0.4% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
| 26 | First Bank & Trust 70 out of 100, Strong | 3 | 0.4% | 14.9% |
| 27 | FREEDOM MORTGAGE CORPORATION | 3 | 0.4% | — |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.4% | — |
| 29 | Levo Federal Credit Union 64 out of 100, Moderate | 3 | 0.4% | 7.8% |
| 30 | First State Bank Southwest 70 out of 100, Strong | 3 | 0.4% | 0.8% |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.2% | 32.5% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.2% | 22.2% |
| 33 | Loandepot.Com, LLC | 2 | 0.2% | — |
| 34 | SPRING EQ, LLC | 2 | 0.2% | — |
| 35 | Midstates Bank, National Association 79 out of 100, Strong | 2 | 0.2% | 2.0% |
| 36 | PLANET HOME LENDING, LLC | 2 | 0.2% | — |
| 37 | ENDEAVOR CAPITAL, LLC. | 2 | 0.2% | — |
| 38 | Atlantic Coast Mortgage, LLC | 2 | 0.2% | — |
| 39 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 2 | 0.2% | 21.3% |
| 40 | PLAZA HOME MORTGAGE, INC. | 2 | 0.2% | — |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps